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What should social security and housing accumulation fund do after resignation? How to deal with the

The end of the year is the peak of job hopping, so how to deal with the social security and provident fund after resignation? This is a big problem! I believe many people have this problem, so how to deal with the provident fund after leaving the company at the end of the year? If you have the intention of job hopping, you may as well learn about it.

How to deal with the social security after resignation?

1. Those who have not found a job or do not want to work for a short time after leaving the company

Solutions: in this case, you can choose flexible employment; you can pay social security in the talent market, but you can only apply for endowment insurance and medical insurance; or you can find a social security agency to pay the relevant social security fees.

2. I've been looking for the next company before I leave

Solution: the social security transfer procedures can be handled by the new personnel management department of the company. The relevant person in charge of the company will inform you of the specific materials to be prepared.

How to deal with the interruption of social security / provident fund payment?

1. Endowment insurance

The number of years of pension and medical insurance can be accumulated, and after interruption, the accumulated number of years can be received, but the treatment will be affected.

If the retirement age, or not enough minimum payment years, continue to pay, pay to the national requirements of the number of years can be.

The endowment insurance is 15 years, and the medical insurance payment period is 25-30 years for men and 20-25 years for women (different regions and different regulations).

2. Medical insurance

It is worth noting that the medical insurance has been cut off, and the medical insurance treatment will stop from next month, so it can be reimbursed again.

If the payment is cut off, the medical insurance card will have a recovery period of 2 to 3 months. In these 2 to 3 months, the reimbursement can only be done manually, and the medical insurance card cannot be automatically reimbursed.

3. Unemployment insurance, work injury insurance and maternity insurance

As for unemployment insurance, work-related injury insurance and maternity insurance, although these three kinds of insurance have to be paid, they have little influence. In particular, there are many restrictions on unemployment insurance, with the longest period of two years, which can be ignored.

From the second month after the maternity insurance is suspended, it can no longer enjoy the relevant benefits, and the maternity insurance can not be paid in the name of an individual. If the maternity insurance is renewed after interruption, it needs to recalculate the insurance time.

4. Housing provident fund

Compared with social security, the impact of provident fund cut-off is relatively small, because if you don't rush to buy a house in the next year, the suspension will not have a great impact; but it's better not to stop for too long, because the proportion of the provident fund and the company's payment is more, 10% - 12%, more than paying.

How to deal with the social security / provident fund after resignation?

1. Endowment insurance

(1) If the payment is stopped, the payment period will be interrupted and the accumulation of personal account will be stopped. However, as long as the time is not long, it will have little impact on the future;

(2) By the individual to pay in full, that is to say, without interruption of payment, the part paid together with the enterprise in the past shall be paid by himself;

(3) If you want to seek a job in other places, you can go through insurance transfer procedures and go to new employment areas.

2. Medical insurance

Medical insurance also has personal account. After resignation, the processing method is basically the same as endowment insurance. The money in personal account can be used locally.

3. Industrial injury insurance, unemployment insurance and maternity insurance

Industrial injury insurance, unemployment insurance and maternity insurance have no personal accounts. After resignation, the insurance will be automatically lifted. However, as long as the unemployment insurance is paid for one year, it can be claimed if it is not caused by personal reasons.

4. Housing provident fund

Housing provident fund, there are personal accounts, enterprises and individuals pay fees, all of which form the total amount of personal account, just like the bank's petty cash withdrawal ownership belongs to individuals. After resignation, you only stop saving money, but the money in the account is still yours. As long as it complies with the provisions on the withdrawal of provident fund, it can be withdrawn at any time, and can be renewed later, and will not be invalid.