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How much is the inter-bank cash withdrawal service charge of Ping An credit card? How does safe cred

there are a lot of people who use credit cards now. With credit cards, it can be said that it is convenient for them to use working capital at ordinary times. What is the handling charge for inter-bank cash withdrawal of Ping An credit card? How does safe credit card withdraw cash interest calculate? Let's take a look at it.

how much is the handling charge for inter-bank cash withdrawal of Ping An Bank credit card?

Compared with some banks, Ping An bank charges 15 yuan for each overseas inter-bank withdrawal regardless of how much money is withdrawn; 2 yuan for domestic inter-bank withdrawal; and 5-15 yuan for online bank inter-bank transfer.

Ping An Bank, for customers holding gold debit cards, can withdraw money from all ATMs free of charge for the first 20 transactions per month, which can also be done abroad. This brings a lot of convenience to many business people who often travel on business or like to travel with bank cards.

How to calculate the interest of Ping An Bank?

Ping An Bank's credit card cash withdrawal shall be charged daily at the daily interest rate of 5 ‰ from the time when the withdrawal amount and cash withdrawal service charge are generated, and the compound interest shall be calculated and collected monthly until the withdrawal amount is fully paid off.

For example: Mr. Sun, a customer, withdraws RMB 2000 in cash at ATM on September 1 with Ping An credit card, and deposits 2100 yuan on September 21. The cash withdrawal service fee is generated on September 2: the cash withdrawal amount is 2000 yuan & times; 2.5% = 50 yuan.

Cash withdrawal interest: cash withdrawal amount: 2000 yuan & times; 0.05% & times; 20 days (September 1-20) = 20 yuan.

Cash withdrawal service charge interest: 50 & times; 0.05% & times; 19 days (September 2-20) = 0.47 yuan. The total interest that Mr. Sun needs to pay is 20.47 yuan.