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Is it reliable to exchange credit card points for cash? How to distinguish points exchange scam

Often see on the net those integral change cash advertisement inevitable meeting heart, but do not know to rely on reliable. In fact, it's hard to say whether credit card points can be exchanged for cash. Some are reliable, some are unreliable, and the main thing is how to exchange them.

Let's start with an unreliable one

Under normal circumstances, if you receive a message from a suspected bank that you can exchange points for cash directly, and you need to click the link attached in the message to exchange, this is quite unreliable. We should know that the sender of this message is not the real bank, but the illegal elements sent it in the name of the bank through the pseudo base station.

After you click on this message, you will enter a phishing website. Some phishing websites can take the fake for the real. At first glance, it is similar to the bank website, but one thing can be seen that it is fake. Because the regular bank website won't let you input the credit card number, name, credit card password, security code, mobile phone verification code and other information at one time. If you fill in all these information, it will cause the card information leakage, waiting for you is the credit card stolen and swiped. In short, you have to remember that the direct use of points for cash is a fraud.

Let's talk about another reliable one

At present, there are quite a lot of websites that can exchange points for cash, but they are not directly exchanged. Instead, they are used to exchange points for Starbucks coupons, catering coupons and so on. Then you can sell the exchange certificates and cash them out. These platforms will not provide exchange entrance, all exchange links are provided by the bank, so they are exchanged within the bank.

And it won't let you fill in all the credit card information when you exchange it.