Social security refers to the five insurances (endowment insurance, medical insurance, unemployment, work-related injury, childbirth) and one fund (housing accumulation fund). It is a social welfare policy and a basic living guarantee for the people. Once the social security payment is cut off, there are still many aspects that will affect it. What should we do if the social security is cut off for one month?
1、 Welfare benefits
Once the social security payment is cut off, the current social security benefits will be affected first. For example, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. During the period of medical insurance cut-off, if you are sick, and the medical expenses such as medicine and hospitalization cannot be reimbursed, the loss is still very large. The other three types of insurance can not enjoy the relevant treatment.
2、 Continuous payment period
For the old-age insurance, the pension is calculated according to the cumulative number of years. If the pension is cut off for several months, it means that the pension will be less in the future. If only a few months to cut off the payment is OK, and the time is too long, the accumulated payment period of 15 years can not reach, and the pension may not be obtained.
For the medical insurance, if the medical insurance is cut off for more than three months, the continuous payment period of the medical insurance will be cleared, and the calculation will start again after the supplementary payment. It takes too long for the medical insurance to be cut off. After paying the medical insurance again, it will take a buffer period to enjoy the medical insurance treatment, which has a great impact.
As for maternity insurance, many areas require continuous payment for one year to enjoy the relevant treatment. If the payment is cut off halfway, it may not receive subsidies.
3、 Buy a house, buy a car, children go to school and settle down
Many first tier cities, such as Beijing and Shanghai, have set many thresholds for Hukou and educational resources. The most important indicator to reach the threshold is social security.
If the social security payment is cut off, it will affect the continuous payment period of social security, and then affect the housing purchase qualification, children's schooling qualification and settlement qualification in big cities. We still need to pay attention to this.
Well, let's talk about the impact of social security cut-off. I hope it can help you.