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Second hand car ownership transfer insurance how to do? What are the handling methods of second hand

Second hand car buyers and sellers can not omit the transfer process. So what about the insurance when the second-hand car is transferred? How to deal with the second-hand car transfer insurance? Let's have a look.

what about insurance for second-hand car ownership transfer? 1. The transfer of second-hand car insurance is mainly divided into two types: the change of policy elements and the application for re insurance. The former is to change the insured and the owner, and the insurance content remains unchanged. The latter is to return the original car insurance, pay the premium from the beginning of insurance to the period of surrender, and the new owner can go to any insurance company to re insure.

2. Second hand car insurance does not have to be transferred, you can choose to return the insurance directly, but you need to keep the traffic compulsory insurance (compulsory traffic insurance can be returned and re registered after it is registered on the land where it is located). Motor vehicle insurance clause stipulates that in the period of validity of the insurance, the insured shall notify the insurance company in writing and apply for approval, otherwise the insurance company has the right to refuse to compensate.

3. The owner will transfer insurance to the existing new car. The transfer of insurance shall be handled after the owner's information in the motor vehicle registration certificate is changed and the vehicle number plate and new driving license are obtained.

Extended data:

There are two ways to deal with the second-hand car transfer insurance.

First, the original owner can withdraw the insurance and refund the insurance fee to the insured according to the insurance algorithm. (compulsory traffic insurance cannot be refunded)

Second, transfer the existing insurance to the new owner (registration certificate, driving license, used car invoice and original ID card of both parties shall be provided)