All risks insurance is also known as motor vehicle insurance. It contains a variety of types of insurance, which can deal with the risks of various traffic accidents. However, many people do not know much about this. So what kind of insurance does automobile insurance cover? How much does it cost? Let's take a look at it below.
What kind of insurance does the motor vehicle insurance cover
Vehicle insurance all risks generally include: traffic compulsory insurance, vehicle loss insurance, third party liability insurance, vehicle theft rescue, body scratch insurance, vehicle personnel liability insurance, glass breakage risk and no deductible clauses.
The above insurance covers the common risks in traffic accidents. Some individual types of insurance, such as spontaneous combustion insurance, are generally recommended for old vehicles to be insured. There are many kinds of automobile insurance. You should choose according to your own car demand. Otherwise, even if you have all risks insurance, you will not get the corresponding compensation because there is no corresponding insurance type.
How much is the total insurance of car insurance in 2019
1. Compulsory traffic insurance is 950 yuan (must be purchased); vehicle damage insurance is almost 1000 yuan; third party liability insurance can cover 50000, 100000 and 200000 yuan, which is 600 yuan according to 100000 yuan;
2. The risk of spontaneous combustion is 50 yuan; the damage of glass is 100 yuan according to the domestic glass; the scratch risk is 300 yuan; the theft rescue is more than 300 yuan;
3. Excluding the deductible of 500 yuan, the purchase of automobile insurance all risks is about 4000 yuan. Generally speaking, if it's a new car, you can buy it and choose auto insurance. However, we need to remind you that the best way to buy auto insurance is to decide according to the situation of the vehicle. For some unnecessary types of insurance, you can choose not to buy it.