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What are the loan purchase procedures and precautions? How much is the vehicle purchase surcharge pa

There are two options for consumers to buy a car: full purchase and loan purchase. The full payment is relatively simple, and they need their own ID card and purchase money. What are the loan purchase procedures and precautions? How much is the vehicle purchase surcharge? Let's have a look.

purchase process and precautions:

The first step is car selection

According to their own needs to choose a suitable car, choose a good sales company.

The second step is to pay for the car:

A. Full car purchase: ID card is required for delivery. The vehicle supplier shall provide:'auto sales invoice ',' vehicle warranty manual 'and' vehicle operation manual '. Car dealers can handle: pay purchase fee, insurance, vehicle and vessel use tax, license plate and other procedures. B. Deposit for car purchase: pay the deposit - sign the order contract - pay the full amount. C. Purchase a car by mortgage: paying down payment - signing contract - Bank approval - bank lending - processing license plate - handling loan repayment procedures. Certificate: ID card, household register, housing certificate, income certificate, two one inch photos (married: spouse ID card, marriage certificate).

The third step is to verify the invoice

Hold the purchase invoice and affix the industrial and commercial verification seal at the vehicle market management office of the industrial and commercial bureau of each district or the agency of the automobile trading market. Need to provide: purchase invoice, automobile factory certificate (certificate), unit code certificate or personal ID card (import vehicles must provide customs certificate, commodity inspection certificate).

Step 4: apply for insurance

Insurance must be handled before getting the license plate. There are insurance agencies in the auto trading market. When buying a car, we can complete the insurance procedures together, which can save the trouble in the future. New cars must be handled: compulsory traffic insurance, third party liability insurance (compensation for the repair costs, medical expenses and property damage expenses of the hit party).

The fifth step is to pay the vehicle purchase surcharge

It is handled in the collection and Management Office of vehicle purchase surcharges of Municipal Transportation Bureau, and the general automobile trading market has its office. 10% of the payment for domestic cars and 10% of the duty paid price for imported cars. Personal vehicles can be paid in cash, while unit vehicles can be paid by bank checks. The calculation formula of purchase surcharge: charge amount = purchase price / 1.17 & times; 10%.

Step 6 vehicle and vessel use tax:

After filing in the surtax collection office, go to the local tax bureau to pay the vehicle and vessel use tax and get the 'tax' plate. This content can be handled at any time in the process of purchasing a car, but generally there is an office of the tax department in the automobile trading market, so it is more convenient to complete it at one time.

Step 7 apply for mobile card:

Place of handling: it shall be handled in the transportation brigade of each district or county or its organization set up in the automobile trading market. Provide: owner's certificate or personal identification certificate, vehicle origin certificate.

Process: apply for & rarr; business leader post approval & rarr; vehicle inspection post & rarr; charge & rarr; license management post to issue temporary license plate and mobile card.

Step 8 vehicle inspection:

New cars can only be licensed after passing the inspection at the vehicle inspection site. The inspection yard shall be designated by the vehicle management office. After passing the inspection, the vehicle registration form signed by the resident police shall be filled in and issued. Inspection items include appearance inspection, vehicle exhaust inspection, etc. It shall be carried out in the motor vehicle testing plant designated by the traffic brigade of each district and county.

Need to carry: the owner's personal ID card, purchase invoice stamped with industrial and commercial verification seal, vehicle certificate, ID card, etc. (for imported vehicles, commodity inspection certificate, import bill and permit inspection form issued by vehicle management department shall be presented).

Step 9 get the license:

Five working days after vehicle inspection, the vehicle administration offices of all districts and counties shall collect the license plate. At the same time, the driver's license agency certificate shall be obtained. Take photos and prepare for driving license. Obtain vehicle license plate, temporary driving license and "inspection" plate. The private car license plate must be presented by the owner in person and cannot be collected by others.

Provide: original and copy of vehicle purchase invoice, original and copy of unit code certificate provided by public vehicle, owner's ID card, vehicle inspection form, purchase surcharge certificate, product certificate, third party liability insurance documents (including original insurance policy, receipt and insurance card) of motor vehicle purchased by the company, and business submitted by joint venture The original copy of the license and the control certificate issued by the Administration for Industry and Commerce shall be provided for private enterprises. Fees: license fee: 154 yuan; registration fee: 500 yuan / vehicle; photography fee: 40-70 yuan / vehicle; other service charges.

Step 10: pay the road maintenance fee:

After completing the above procedures, pay the road maintenance fee to the vehicle owner's place. Road maintenance fee standard: Car maintenance fee is 22 yuan / month & middot; seats.

Step 11 filing:

The new car registration procedures shall be handled in the traffic brigade of each district or county or the local safety committee.

Note: the unit vehicles shall go to the transportation branch (large) team of the district and county where they are located; for individual vehicles, if the owner has a driver's license, it shall be handled together with the registration and filing of the driver's license; if the owner does not have a driver's license, it shall be handled by the transportation branch (large) team of the county where the vehicle's driving license is located.

Step 12 apply for vehicle license:

The documents to be carried by the same vehicle management office with the license plate include the waiting certificate of driving license, the payment certificate of road maintenance fee, and the registration and filing data of the safety committee.