many people ask whether the individual part of endowment insurance can be refunded after two years' payment? How does individual pay endowment insurance return? Let's have a look.
1. If the rural household registration chooses to clear the individual account of endowment insurance when leaving the job, the accumulated individual payment part and interest of the individual account can be returned to the individual in one time, and the payment record is cleared. Later, it will be treated as new insurance and the payment period will be recalculated.
2. In general, the urban household registration can not be cleared out. Only the following four special circumstances can be settled:
① If you have reached the legal retirement age and have not reached the accumulated payment for 15 years, you can apply for the one-time settlement and refund of the accumulated amount of the individual account of endowment insurance. ② If unfortunately died before retirement, the accumulated amount of individual account of endowment insurance can be cleared out at one time. This part can be inherited, that is to say, it is claimed by the legal heir.
③ If he retires and dies, his personal account amount has not been collected, and the balance can be settled in one time and collected by the legal successor.
④ Those who have gone abroad to settle down and lose Chinese nationality.
Extended data:
If you need to withdraw the insurance because of the change of work and residence, you can apply for social security transfer. The specific process is as follows:
1. Go to the previous company for resignation procedures. Get the social security transfer form from the personnel department and hand it over to the new company.
2. When the personnel department of the new company hand over the social security transfer form and labor contract to the relevant departments, the social security will be transferred to the new company accordingly.
3. Pay attention to timely inquiry before and after social security transfer. Because if there is time difference before and after, pay attention to make up, so as not to cause unnecessary delay and trouble.