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Can endowment insurance interrupt still make up pay? What conditions does the employee get annuity b

the pension problem has always been a big problem. Can we still make up for it if the pension insurance is interrupted? What conditions does employee get annuity by month? Let's have a look.

if the old-age insurance is broken, individuals can also make up for it, but there are certain restrictions.

1. If the endowment insurance payment is interrupted, it needs to be paid within the scope stipulated by the state. As long as the age is within the working age, supplementary payment can be made. The working age limit for men is 60 years old and that for women is 50 years old. If the insured has started to receive pension, they can not apply for supplementary payment.

2. The insured shall carry the filing card, the copy of ID card and the original to the local social security institution to handle the supplementary payment procedures. At present, China has a clear answer to the problem of whether the endowment insurance can be made up. At any time, the payment should be made according to the provisions of the state, so that when using the insurance, we can serve the elderly in the future.

3. If the insured's pension insurance payment is interrupted, if the applicant continues to pay after applying for supplementary payment, it can be calculated continuously. According to the provisions of the Interim Measures for the management of individual accounts of employees' basic endowment insurance, if the insured fails to pay the social endowment insurance premium due to various reasons, it shall be deemed as non payment. In the month of arrears, whether in full or in part, will not be recorded in the individual account temporarily. It can be added to the individual account only after the unit or individual has made up the amount in arrears according to the regulations.

During the period when the employer stops paying the fees, the employee can continue to pay the endowment insurance fee. The full amount of the payment is recorded into the individual account and calculated as the actual payment period of the employee. In case of non payment, the later payment shall be accounted by rolling distribution method: that is, after the payment is made up for the previous arrears and interest, the remaining part shall be taken as the payment of the current month.

Extended data

There are three conditions for employees to receive basic pension on a monthly basis

1. They have reached the legal retirement age and have gone through the retirement procedures;

2. Their units and individuals have participated in endowment insurance in accordance with the law and fulfilled their obligation to pay for endowment insurance;

3. Individual payment shall be at least 15 years (the payment period in the transitional period includes the deemed payment period). At present, the legal retirement age of enterprise employees in China is as follows: male employees are 60 years old; female employees engaged in management and scientific research work are 55 years old; female employees engaged in production and work support work are 50 years old; women in self-employed and self-employed businesses are 55 years old;

4. The average number of years of employee's contribution & 1 months in the province;

5. Personal account pension = personal account deposit amount & divide; individual account pension calculated and issued months;

6. The above two items are the sum of a and B each month.