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Is pension insurance withdrawn in advance? How to get endowment insurance in advance

Endowment insurance, the full name of social basic endowment insurance, is the state and society according to certain laws and regulations, in order to solve the problem that the laborer reaches the labor age limit of the state to relieve the labor obligation, is the endowment insurance taken out in advance? How to get endowment insurance in advance? Let's have a look.

Can pension insurance be withdrawn in advance? In principle, they can not be taken out. There are two situations:

1. Rural household registration

If you choose to clear the individual account of endowment insurance when leaving the company, you can return the accumulated amount of the individual account (personal payment part and interest) at one time, and clear the payment record. After that, it will be treated as new insurance and the payment period will be recalculated.

2. Urban household registration

Principles cannot be withdrawn. Only when the employee dies before reaching the retirement age and enjoying the pension insurance benefits can the part of the individual account be returned; if the employee reaches the legal retirement age and fails to reach the accumulated payment for 15 years, he / she can apply for the one-time settlement and refund of the accumulated amount of the individual account of endowment insurance.