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How much does Hunan self pay social security need to pay a year? How to calculate the basic pension

Recently, many friends asked how much social security should be paid at one's own expense in Hunan Province? How to calculate the basic pension in social security? The following is a small compilation of relevant information, let's have a look.

the social security fee payable for individual purchase of social security = payment base * payment proportion.

At present, there are two ways to self pay social security. One is to pay the local account as a flexible employee; the other is to find a social security agency to pay. Both are charged according to the payment standard of the insured place, but the latter needs to pay an extra service charge.

The social security payment standard for flexible employees in Shanghai in 2018 is 28% for pension and 11.5% for medical treatment. The payment base is the average monthly wage of Shanghai employees in 2017, which is about 7132 yuan / month. Assuming that 100% of the average wage is paid, the social security payment at Shanghai's own expense will be 7132 * (28% + 11.5%) * 12 = 33805 yuan.

If you are looking for a social security agency to pay, you will also need to charge an additional handling fee, ranging from dozens to hundreds a month, which is subject to the charging standard of the payment company.

Extended data

For example, the basic pension is calculated as follows:

Basic pension = basic pension + personal account pension + transitional pension = the average monthly wage of the whole city's employees in the year before retirement & times; 20% (if the payment period is less than 15 years, 15%) + principal and interest of individual account and & divide; 120 + indexed monthly average payment wage & times; 1.4% of the payment period before the end of 1997.

1. At the end of the year, the employee's pension contribution rate is & 120.1% of the total pension age before the end of the year.