Alipay should now be the third party payment software that many people are using. Among them, ant flower and borrow are all very common loan services nowadays, and borrowing money is the first choice for borrowing money. We know that borrowing money is usually deducted at 12 o'clock, and it begins to be deducted at random. At this time, we should ensure that Alipay has enough money, but there are friends left behind. The amount is not enough and the repayment is forgotten. So, what are the serious consequences of an ant's overdue day? Xiaobian will tell you.
Generally speaking, the ant loan will be deducted from 10:00 p.m. on the deduction day from time to time. If the deduction is not successful by 6:00 p.m., it will be deemed as overdue. So what's the effect of one day overdue payment?
1. Sesame score reduced
If the loan is overdue, the credit score of sesame will be affected first. Next time, the score of sesame will be less. Only one or two points will be increased in a month. It's possible to reduce your timely points one day later. It's not worth it!
2. Impact on other businesses
Sesame credit score is also recorded. If sesame credit score is negative, you will encounter obstacles when you need to authorize sesame credit. For example, in Alipay, there are good loans and net business loans.
3. Can't use borrow
Borrowing is a product that pays great attention to risk control. Even if you are only one day overdue, it may lead to a reduction in the amount of borrowing and even be directly closed for use. After all, borrowing has closed a large number of users.
Xiaobian here introduced to you the consequences of overdue one day, hoping to arouse your vigilance. We must advance the money into Alipay's repayment, so as to avoid unnecessary trouble.