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Which is better, Alipay wallet and balance treasure? Income comparison between small purse and yu'eb

Alipay has launched a small wallet function, which is convenient for children to manage their daily pocket money. There are also benefits in putting money in small purse. The balance treasure has been more than 5 years since it was launched. It has become the most common way for many people to pay for daily consumption. So what is good for a small wallet and a balance treasure? Today, Xiaobian has two small pockets and Yu Ebao. Carry out comparative analysis.

Income comparison between small purse and yu'ebao

You will choose a monetary fund when the funds are transferred to yu'ebao. The return of yu'ebao is calculated according to the return rate of this fund.

At present, as like as two peas, only the small treasure can be transferred to the balance treasure, and enjoy the same return and income rules as the balance treasure, so the small wallet and the balance treasure are exactly the same in terms of revenue.

Scope of fund use of small purse and yu'ebao

The balance of the funds can be transferred to the user's bank card or Alipay account balance. At the same time, it can also be used for payment when the transfer is consumed.

The money in the small purse does not support direct use for the time being. If you want to use it, you can use the parent account to pay first, and then use the withdrawal function of the small purse to record the children's consumption. However, the head of the small purse can withdraw the money to yu'ebao.

Although the funds transferred into yu'ebao through the balance can only be transferred out to the balance again or used in consumption, compared with small money bags, yu'ebao's funds are more convenient and widely used.

From the comparative analysis of the above two aspects, it is obvious that yu'ebao is more convenient to use when the income is the same, but the function of small purse is mainly for parents to better manage the pocket money of children, so the function of small purse is good for family users.