The pension is a concept of compound interest. Alipay has pushed a target fund for the elderly, which can be regarded as a better long-term investment. In order to ensure that funds are stable and easy for fund managers to take care of themselves, or one year or three years, you can not arbitrarily add or withdraw early. Then how many years do you have to pay for Alipay's life pension? How many times is Alipay's Life Pension up to a maximum?
Alipay pension products, the amount of the insurance is only one yuan, and no time limit is paid. There is no limit to the number of times. You can estimate your money bag. When you have more money, you can invest more money. When you are short of money, you simply do not throw it. You are very free. Otherwise, you can seckill the majority of closed "pension fund".
The most wonderful thing about this insurance is that it has dividend income! So it's a little bit of yu'ebao's vision & hellip; specifically, you can get a dividend income the next month you start to invest. However, after all, it's a dividend, and its earnings are not fixed. If the company is well run, it will get a little more. If the boss is short of money, then the so-called dividend may not go far.
Of course, this dividend is different from the insurance itself. It can be withdrawn in advance. If Alipay was short of money that day, it would also be able to extract dividends in advance, so that it would be possible to enjoy the benefits in a few decades without dryly.
Secondly, the pension is stable in value-added, life-long security, not to mention dividend, it is still a kind of endowment insurance in essence, after you reach a certain age, you can get a 'fixed' income every year, boys to 60 years old, girls to 55 years old.
Finally, it should be added that the risk of insurance company bankruptcy is relatively low. In particular, Alipay's partners are very strong in their qualifications and strength, and if they fail to adhere to the age of 80, the insurance company will also take the age of 80 as a standard and return all the pension benefits to your family at one time.
If more than 80 years old, the income of the pension is endless, that is, the longer you live, the more money you earn. The maximum insured amount of Alipay life insurance pension is 199999 yuan. The actual insured amount can be entered by the user, with a range of 1 yuan -199999 yuan. &hellip
It is understood that the life insurance pension for Alipay is a kind of universal benefit pension product. The minimum 1 yuan investment can be insured whenever and wherever possible, without limiting the time and frequency. The new product is the first to participate in the bonus distribution monthly. The current pension insurance on the market is mostly fixed on a regular basis, ranging from several hundred to ten thousand a month, which is still a great cost for some wage earners. , if you want to collect wool and provide certain security for the future pension, then this product is worth recommending.