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Is Alipay pension bonus? Which is cost-effective for Alipay pension and pension insurance?

now, Alipay also has a pension, so is Alipay pension paid? Which is cost-effective for Alipay pension and pension insurance? Xiaobian is going to show you.

is Alipay pension paying dividends?

According to the product description of Alipay pension, the liability of pension insurance mainly comes from three aspects, namely:

Pension - men start to receive pension from the age of 60, women start to receive pension from the age of 55. The amount of pension is fixed. For example, if a 30-year-old man has a pension of 10000 yuan, he can get a fixed pension of 1010 yuan every year after 60 years old.

Bonus -- it can be claimed from the next month of insurance. The amount claimed is related to the amount insured and also to the operation of the insurance company, so it is not fixed. Just as an example, if you insure 10000 yuan, you can get a dividend of more than 100 yuan every year according to the middle-class income, and it will be more than 10 yuan each month.

Death benefit - if the insured user dies before the start of claim, pay the paid premium or the cash value of the policy, and if he dies within 20 years after the start of claim, pay the remaining unclaimed pension.

Which is cost-effective for Alipay pension and pension insurance?

There are two old age insurance products on Alipay: ·, lifetime pension, lifetime pension and the upgraded version.

The life-long pension of universal insurance & middot; belongs to the dividend type insurance. The income mainly comes from two aspects: one is pension, the other is dividend. The pension is fixed, and the dividend is not fixed. It is divided into three levels: high, middle and low, starting from 1 yuan.

The annual life-long pension can be purchased from 1000 yuan, and the annual premium can be 62% - 197% for 10 years.