How can I get my pension this year? How much is the payment standard of employee endowment insurance? These are all the pension insurance problems that are bothering ordinary consumers. I compiled and sorted out the relevant materials and got to know the payment standard of 2019 enterprise employee pension insurance.
How to get a pension?
Consumers who have paid endowment insurance continuously for 15 years or more can receive endowment insurance monthly after retirement. So how to get endowment insurance?
To get pension, we need to go through formal retirement procedures. On the job employees shall fill in the "approval form for retirees" by the unit, take the employee files to the labor criminal investigation department for approval. If the approval is correct, the municipal social security agency shall calculate the retirement benefits and issue the "register of retired (post) personnel of XX city". The enterprise can get the retirement certificate by borrowing the roster and go to the designated bank to get the pension passbook, which will be paid to the employees monthly.
For those without archives, they can take ID card, household register and employee endowment insurance manual to the social insurance agency to print the details of endowment insurance individual account and payment and other relevant information to go to the social insurance agency to handle retirement procedures; When a person whose file relationship is submitted to an unemployment insurance institution, a labor agency or any other agency for custody reaches the legal retirement age of the state, he shall apply to the archive custody institution for handling the retirement procedures on his behalf.
Payment standard of endowment insurance for employees:
The payment standard of endowment insurance is mainly determined by the local payment base. The base of endowment insurance payment refers to the average monthly salary of the city's employees in the previous year (including salary, bonus, allowance, subsidy, etc.). If the monthly average wage is lower than 60% of the monthly average wage of local employees, the payment amount shall be calculated based on 60% of the monthly average wage of employees; if the monthly average wage of employees is higher than 300%, the payment amount shall be calculated based on 300%.
Take the endowment insurance payment standard of Tianjin as an example. The annual average wage of the employees in Tianjin is 56232 yuan, and the monthly average wage is 4686 yuan; the annual average wage of the employees in the enterprise is 53520 yuan, and the monthly average wage is 4460 yuan, which is the one-time resettlement fee for the employees in the bankrupt enterprise in the calculation plan; the annual average wage of the employees in the position who are used to calculate and issue the basic endowment insurance treatment is 72564 yuan, and the monthly average wage is 6047 yuan. According to the standard of work-related injury insurance, endowment insurance, wages and benefits for the farmers whose land has been expropriated, it is calculated as 4686 yuan.