Endowment insurance is a kind of insurance system established by the state according to certain laws in order to guarantee life after old age. Every month can get money to solve life problems greatly benefit the elderly. I think many people want to know, how many years does endowment insurance have to be paid? How do individuals buy endowment insurance? Now I'll introduce you to Xiaobian.
1、 Can urban worker endowment insurance be received years ago?
The minimum payment period is 15 years. The longer the payment period is, the higher your salary will be. Moreover, the salary you raise each time you transfer funds is related to the length of the payment period. The insured who pays endowment insurance for urban employees, male 60 and female 55, retire.
2、 Can urban and rural residents receive endowment insurance years ago?
Taking October 1, 2009 as the boundary, those who have reached the age of 60 before October 1, 2009 can directly receive the pension of urban and rural residents without paying. The monthly basic pension is 115 yuan. After October 1, 2009, those who have reached the age of 60 shall pay the urban and rural residents' Endowment Insurance Fund for one year for each year less than October 1, 2009. For example, Wang was born in October 1953, and turned 56 on October 1, 2009. He needs to live for 4 years before receiving endowment insurance for urban and rural residents. The insured who pay the endowment insurance for urban and rural residents, whether male or female, is 60 years old to receive the pension treatment.
3、 How do individuals buy endowment insurance?
To buy endowment insurance, an individual needs to apply to the Social Security Bureau of the place where his / her registered permanent residence is located, and he / she can only apply for endowment insurance and medical insurance. The minimum payment period of endowment insurance is 180 months, i.e. 15 years. Medical insurance needs to be paid for at least 25 / 30 years. When reaching the retirement age, you can get pension.
To sum up, the insured of endowment insurance must reach retirement age and pay endowment insurance for more than 15 years before they can get basic endowment insurance fund on a monthly basis. If the payment is not interrupted, it can be maintained. If you have any other questions, you can log in the Legal Express official website and consult a lawyer for free!