I believe that many people will handle credit cards, and many people suffer from the loss of muddleheaded annual fees deducted. Therefore, the annual fee policy has always been a concern for everyone. Today, we will talk about the annual fee policy of the credit card of China Merchants Bank.
China Merchants Bank credit card annual fee and exemption policy:
RMB 100 / year for general card and RMB 50 / year for supplementary card;
The gold card is 300 yuan / year, and the supplementary card is 150 yuan / year.
Apply for China Merchants Bank credit card (unlimited card / platinum card / business card /ANA joint card /VISA MINI card /MSNMINI card, /VOGUE titanium gold card /HELLOKITTY fans gold card, /Miss Kitty perfume credit card except). The annual fee of the first year shall be deducted or remitted by the credit card or partner of China Merchants Bank. The annual fee of the next year of the card can be deducted or remitted if the single card is consumed more than 6 times (unlimited in amount and form, including online payment of credit card; different types of credit cards need to be swiped 6 times respectively) within a full year of the validity of your card (counting from the card issuing date, non natural year).
UnionPay platinum card main card: ￥ 800 / year. Free of annual fee in the first year, 80 thousand yuan in the current year and 20 times in the next year;
UnionPay platinum card supplementary card: ￥ 300 / year. The first two are free of annual fee; the third one is free of annual fee in the first year, 30000 yuan is consumed in that year, and 10 times is free of annual fee in the next year. There is no limit to transaction form. Other cards cannot be consolidated and accumulated (main and attached platinum cards are calculated separately).
Calculation logic of annual fee: from the month of issuance to the end of the month of issuance in the next year.
For example, when checking the card on March 5, 2017, the time period for counting the number and amount of card swiping is from March 30, 2017 to March 30, 2018.
In addition, most of the credit cards of China Merchants Bank do not charge an annual fee if they are not opened, and a few kinds of cards will charge a certain fee because of the large cost. Depending on what kind of credit card you are, you can call the credit card service hotline of China Merchants Bank 400820555, and input the relevant information to be verified by the 9 transfer service specialist.
If the applied credit card has not been opened all the time, the card will automatically become invalid after expiration. If you do not need the credit card, you can also send the credit card service hotline of China Merchants Bank 400820555 transfer service specialist to cancel for you. Cancellation is free.