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What is maternity insurance? How to deal with the disconnection of maternity insurance

Birth insurance is an important insurance for workers. In general, it's better not to break off. But life will be faced with the situation of disconnection of maternity insurance due to some reasons, so what should we do at this time? This is a problem that we need to understand clearly. The following editor has sorted out the following content for you to answer, hoping to help you.

1、 How to cut off maternity insurance

You can't enjoy the maternity insurance reimbursement if you break the contract. You can find a company to help you pay, otherwise you can't use the maternity insurance. When employees enjoy maternity insurance benefits, they shall meet the following conditions at the same time:

1. The employer has paid for the employees for more than one year and continues to pay for them;

2、 In line with the national and provincial population and family planning regulations.

2、 What is birth insurance

Maternity insurance is a kind of social insurance system that the state and society provide medical services, maternity allowance and maternity leave when the pregnant and childbearing women workers temporarily stop working through legislation. The state or society provides necessary economic compensation and medical care for the childbearing workers.

3、 Relevant laws and regulations

Social insurance law

Article 53 stipulates: 'employees shall participate in maternity insurance, and the employer shall pay maternity insurance premium in accordance with the state regulations, while employees shall not pay maternity insurance premium. '

Article 54 stipulates: 'if the employer has paid the maternity insurance, its employees shall enjoy the maternity insurance benefits; the unemployed spouses of the employees shall enjoy the maternity medical expenses benefits in accordance with the provisions of the state. The required funds are paid from the maternity insurance fund. '

After reading this article, we can't enjoy the treatment of the insurance when the maternity insurance is broken, that is to say, if the maternity insurance is in a normal state when the female employees have children, we can't enjoy the relevant insurance subsidies when the insurance is stopped, which requires us to do a good job of relevant understanding, so as to know the specific provisions.