In our country, most banks need to charge a certain fee for inter-bank transfer. However, in recent years, the inter-bank fee also tends to reduce or even exempt. Is the inter-bank transfer fee free? What is the charging standard for the handling fee of inter-bank transfer in 2019?
Cross bank transfer of mobile banking is free of handling charges. Cross bank transfer of online banking is free of handling charges for a single transfer of less than 5000 yuan. Some banks and online banking cross bank transfers are free of handling charges no matter how much the amount is. 1、 Service charge for inter-bank transfer of ICBC:
1. Intra city: 1% of the transfer amount, with a minimum of 1 yuan / transaction and a maximum of 50 yuan / transaction.
2. Non local: 1% of the transfer amount, with a minimum of 1 yuan / transaction and a maximum of 50 yuan / transaction.
3. Online banking: 1% of the transfer amount, with a minimum of 1 yuan / transaction and a maximum of 50 yuan / transaction. 10% off electronic express.
2、 Service charge for inter bank transfer of Agricultural Bank of China:
1. City: less than 5000: 2 yuan / transaction, 5000-50000: 3 yuan / transaction, 50000-100000: 5 yuan / transaction, more than 100000: 8 yuan / transaction.
2. Non local: 0.5% of the transaction amount; the minimum is 1 yuan, and the maximum is 35 yuan.
3. Online banking: for inter-bank transfer in the same city, 2 yuan will be charged for less than 5000 yuan, 3 yuan for 5000 yuan to 50000 yuan, 5 yuan for 50000 yuan to 100000 yuan, and 100000 yuan.
Extended data:
1. According to the relevant regulations of the people's Bank of China, the inter-bank transfer and remittance time of ICBC and other banks is 9:00-17:00 every working day.
2. ICBC and other banks shall charge 1% of the transfer remittance amount as handling fee, with a minimum charge of 1 yuan and a maximum charge of 50 yuan.
3. When you handle foreign exchange remittance, please pay attention to the following regulations of safe:
(1) The name of the payee of the foreign exchange remittance must be the same as the name of the remitter or the immediate family member of the remitter. If the name of the payee is different from the name of the remitter, it is necessary to present the supporting documents of 'the relationship between the payee and the remitter is the direct relative', which includes' spouse, father (mother) child (female) ', as follows:
a. If the payee and the remitter have the same account book, they shall present the account book
b. If the payee and the remitter are not in the same household register, they need to show the notarization or certificate issued by the notary department or the police station to prove that the payee and the remitter are indeed direct relatives
(2) The nature of your local foreign exchange remittance collection account and payment account must be the same, that is, 'banknote account to banknote account, remitting account to remitting account', that is, 'the nature of banknotes / remittances before and after fund transfer remains unchanged'.