Yu Libao is a cash management product that is mainly for individuals, small and micro businesses and small and micro operators. As a newly launched financial product of Alipay, Yu Li Bao has been supported by many users. Is there any risk of Yu Li Bao? How can Yu Libao calculate interest? How high is the annual interest of 100000 yuan? It is reported that Yu Li Bao is one of the functions of Alipay software. Its function is the same as that of the balance treasure. We can use it to turn out the balance, or we can transfer money here to get the proceeds.
How safe is Yu Libao?
Yu Libao is a kind of Monetary Fund, which belongs to the low-risk investment variety. It invests in bank deposits, certificates of deposit and national bonds. Generally, such products will not lose money, but monetary fund is not a deposit, so it needs to be cautious in investment.
What is Alipay's profit?
In fact, Yu Li Bao's money transferred from the Alipay balance to Yu Li Bao was purchased by a money raising fund of Zeng Li Bao, but the open-ended monetary fund belongs to a low risk investment variety. From the data, there is very little capital loss, and there is no loss record in the annualized yield.
The transfer of funds from Alipay to Yu Li Bao is subject to Alipay's security. If Alipay accounts are verified to be stolen by users, the funds in Yu Li Po account are stolen and cannot be recovered. Then Alipay will make compensation to users, so it has better protection in terms of security.
What's the annual interest of 10 million yuan?
Yu Libao is also a monetary fund, which is jointly built by e-commerce bank and Tianhong fund management company, and mainly serves individuals and small and medium-sized enterprises. His advantage over yu'ebao is that the interest rate is higher than yu'ebao, and the personal purchase can reach 10 million yuan, which is enough for most people, and yu'libo's interest rate is higher than yu'ebao. So if you deposit 100000 yuan in Yu Libao, how much is the interest after one year?
At present, Yu Libao's ten thousandth income is 1.18, so the one-day income of 100000 yuan is 11.8 yuan, and the one-year interest is 11.8 & times; 365 = 4307 yuan. This is an estimate. In fact, it must be higher than 4307. (it's too complicated to calculate the profit margin. It's only necessary to know that under the condition of constant low annualisation, it's right to make more profits every day.).
The transfer out of Yu Libao can only be transferred to the balance or its own bank card, which greatly improves the security and makes it difficult for others to steal. Just like the balance of treasure, how secure is Alipay and how safe he is. So if yu'ebao can't get it, it's better to choose Yu Libao.