Endowment insurance, the full name of social basic endowment insurance, is a kind of social insurance system established by the state and society according to certain laws and regulations to solve the problem that the laborer reaches the labor age limit for relieving the labor obligation stipulated by the state, or the basic life of the laborer after the old age loses the ability to work and leaves the post. Can endowment insurance be withdrawn in advance? What method does endowment insurance get ahead of time?
Can endowment insurance be withdrawn in advance? In principle, it can't be taken out. There are two situations:
1. Rural household registration
If the personal account of endowment insurance is selected for liquidation when leaving the company, the accumulated amount of personal account (personal payment part and interest) can be returned to the company in one time, and the payment record shall be cleared at the same time, and then it shall be treated as new insured, and the payment period shall be recalculated.
2. Urban hukou
Principle cannot be returned. Only when the employee has not reached the retirement age and died before enjoying the endowment insurance treatment, can he / she return the part of his / her personal account; when he / she has reached the legal retirement age and has not reached the accumulated payment for 15 years, he / she can apply for one-time settlement of the accumulated amount of the endowment insurance personal account and return it to him / her.