The issue of social security and pension has always been the concern of everyone. Recently, a friend asked Xiaobian whether the amount of pension after retirement is related to the length of service. According to this question, Xiaobian also did some homework to sort out the knowledge about the new regulations on retirement wages for everyone. The following will answer the questions for you.
New regulations on retired seniority pay
With the approval of the State Council, the Ministry of human resources and social security and the Ministry of Finance issued the notice on adjusting the basic pension of retirees in 2016. Since 2016, the basic pension level of retirees in enterprises and institutions that have gone through the retirement procedures and received the basic pension by the end of 2015 has been improved. The overall adjustment level is the monthly per capita basis of retirees in 2015 About 6.5% of the pension. In this adjustment, we will adopt the adjustment method of combining quota adjustment, linked adjustment and appropriate inclination. Quota adjustment reflects social equity, and linked adjustment reflects more work, more payment and more pension The incentive mechanism can be linked with the payment period, basic pension level and other factors, and the elderly retirees and enterprise retirees in the hard and remote areas can be properly taken care of. Each region will, in accordance with the deployment of the State Council and in combination with the actual situation of the region, formulate specific implementation plans, report them to the Ministry of human resources and social security and the Ministry of Finance for examination and approval, and promptly organize the implementation, so as to distribute the adjusted and increased basic pensions to retirees as soon as possible. According to the length of service, 100 yuan per year. The pension for 10 years of service is 1000 yuan. The pension for 20 years is 2000 yuan, 3000 yuan for 30 years and 4000 yuan for 40 years. Regardless of senior workers, intermediate workers, or ordinary workers. All pensions are equal. Civil servants are equal regardless of their positions. It's the same as a worker's pension.
Pension is the life guarantee of retirees and their deserved legal income. Through reading this article, the income of workers will be clearer, the pension of workers will be better understood, and the wage standard of retired working age will be better understood.
Calculation of retirement wage
Retirement pension consists of two parts: pension = basic pension + individual account pension
Personal account pension = personal account deposit & divide; calculated months (195 for 50, 170 for 55, 139 for 60, no longer 120)
Basic pension = (monthly average wage of on-the-job employees in the previous year + monthly average payment wage of my indexation) & divide; 2 & times; payment period & times; 1% = monthly average wage of on-the-job employees in the previous year in the whole province (1 + my average payment index) & divide; 2 & times; payment period & times; 1%
[note]: my index monthly average payment wage = the monthly average wage of on-the-job employees of the previous year in the whole province & times; My average payment index can be seen in the above formula that, in the case of the same payment period, the level of basic pension depends on the average payment index of the individual. The average payment index of the individual is the average value of the ratio of his actual payment base to the average social wage over the years. The lower limit is 0.6 and the higher limit is 3.
The latest policy of salary increase for retirees in 2018
1. Before December 31, 2017, the basic pension will be adjusted from January 1, 2017 for the personnel who have been approved to go through the retirement procedures and enjoy the basic pension insurance treatment on a monthly basis (excluding the labor contract workers who implement the methods and policies for the calculation and issuance of the retirement fees of the organs and institutions in the institutions with full and differential contributions from the government and Finance).
2. The basic pension of retirees shall be adjusted according to the payment period (including the deemed payment period, excluding the converted working age, the same below). For retirees with a payment period of 10 years or more, the monthly increase is 3.5 yuan for each year; for retirees with a payment period of less than 10 years (excluding retirees from agricultural to industrial land acquisition), the monthly increase is 35 yuan; for retirees with a payment period of less than 15 years, the monthly increase is 52.5 yuan.
3. Before adjusting the basic pension in accordance with the provisions of this circular, the retirees (excluding senior professional and technical personnel, military cadres who have changed careers, and former industrial and commercial personnel) who are lower than the average basic pension level of 2513 yuan / month within the overall planning scope shall adjust the basic pension in accordance with the following methods on the basis of adjusting the pension according to the payment period: if the payment period is 30 years or more, each person shall increase 45 yuan / month Yuan; if the payment period is more than 20 years but less than 30 years, each person will be increased by 40 yuan per month; if the payment period is more than 10 years but less than 20 years, each person will be increased by 35 yuan per month; if the payment period is less than 10 years (excluding the retirees from agricultural to industrial transfer of construction land), each person will be increased by 30 yuan per month; if the payment period is less than 10 years, each person will be increased by 35 yuan per month. The adjusted basic pension for the above personnel shall not exceed 2773 yuan / month.
4. . on the basis of increasing the basic pension according to Article 2 and 3 of this circular, the retirees shall adjust the basic pension according to the following absolute amount: before adjusting the basic pension according to this circular, if the monthly pension is less than 2513 yuan, each person shall increase 90 yuan every month; if the monthly pension is more than 2513 yuan, and less than 3500 yuan, each person shall increase 70 yuan every month; If the monthly pension is more than 3500 yuan, and less than 4500 yuan, an additional 50 yuan per person per month; if the pension is more than 4500 yuan, an additional 30 yuan per person per month.
[FAQ]
1、 How is retirement seniority wage calculated?
[answer]: 1. The retirement expenses of civil servants after retirement are calculated and paid according to a certain proportion of the sum of their post salary and rank salary before retirement. Among them, 90% shall be paid when working for 35 years; 85% shall be paid when working for 30 years but less than 35 years; 80% shall be paid when working for 20 years but less than 30 years. 2. The retirement expenses of staff members of institutions after retirement shall be calculated and paid according to a certain proportion of the sum of their post salaries and salary grades before retirement. Among them, 90% will be paid when working for 35 years; 85% will be paid when working for 30 years but less than 35 years; 80% will be paid when working for 20 years but less than 30 years.
3. The retirement expenses of technical workers and ordinary workers after retirement shall be calculated and paid respectively according to the sum of their post salary and technical grade salary before retirement and a certain proportion of their post salary. Among them, 90% will be paid when working for 35 years; 85% will be paid when working for 30 years but less than 35 years; 80% will be paid when working for 20 years but less than 30 years.
2、 What are the conditions for receiving retirement salary?
[answer]: 1. Only when the social security paid by an individual has been paid for 15 years and reached the retirement age can he receive a pension on a monthly basis; 2. When receiving a pension, you divide the money in your account by a base, which is determined according to the retirement age you choose. The older the retirement age is, the smaller the base number is, and the more people get it. When you have collected all the money in your personal account, you will use the money in the co-ordination fund
3、 How to calculate the retirement seniority wage?
[answer]: 1. The continuous calculation method of folding is also called continuous calculation of length of service. For example, when an employee is transferred from unit a to unit B, his / her working time in both units shall be calculated as continuous working age continuously;
2. Folding consolidation calculation is also called consolidation calculation of continuous service life. It refers to that in the work experience of the employees, they are usually interrupted for a period of time for non subjective reasons. The interrupted time shall be deducted and the two working hours before and after the interruption shall be calculated together;
3. Folding length of service discount algorithm: for workers engaged in special types of work and special working environment, continuous length of service can be converted.