In order to solve the pension problem, the state has issued a series of relevant policies. What policies are worthy of our attention after the pension policy reform in 2019? The pension supplementary payment policy in 2019 will be cancelled, that is to say, if you have reached the age of 45, it is useless to pay the pension insurance again. If you want to know more about it, please take it seriously.
1. Limitation of payment period
In the past, rural endowment insurance only needed to pay for 15 years. At the age of 60, the old-age pension could be obtained. If some of the old-age pension did not reach 15 years, the old-age pension could be made up.
Since 2019, the supplementary payment will be cancelled, that is to say, your age is over 45 years old, and the payment of endowment insurance will not play a security role, because you have paid less than 15 years to 60 years old, so you will not be able to receive the pension at that time, only the amount of fees you pay and the interest expenses incurred. For detailed policies, please refer to the latest relevant policies issued by the local government.
2. New population subsidies
Some farmers' land is related to expropriation, so they will lose their own land. It is necessary to know that the main economic source of farmers in rural areas is maintained by land. Without land, it will cause economic difficulties. Therefore, the state has made a subsidy policy for this group of people. The subsidy standard is linked to the area of land acquisition. The more area, the more subsidies they will get The subsidy standard shall be based on the policy issued locally.
3. Payment amount reform
The reform of the payment amount of rural endowment insurance is also the most concerned problem of farmers. This reform is implemented in the form of paying more and paying more, which can be divided into 12 grades. The first grade is 500 yuan, the second grade is 700 yuan, the third grade is 900 yuan, the fourth grade is 1100 yuan, the fifth grade is 1300 yuan, the sixth grade is 1500 yuan, the seventh grade is 1700 yuan, the eighth grade is 1900 yuan, the ninth grade is 2100 yuan, and the third grade is 1700 yuan Ten is 2300 yuan, the eleventh is 2800 yuan, and the twelfth is 3300 yuan. Farmers can pay according to their own economic sources.
4. New rural insurance policy
Rural old-age insurance will be called new rural insurance later, which can be divided into two types: one is basic medical insurance for farmers (residents), the other is basic old-age insurance for farmers (residents). Farmers can only choose one, not both.
What is the impact of the new social security regulations on enterprises?
(1) Small enterprises will lead to the bankruptcy, bankruptcy or change of employment relationship of small enterprises with poor profitability, but it can improve the business model, overall management ability and open up a better development path of small enterprises.
(2) Chinese enterprises, will lead to reduced income, as well as shareholder dividends and investors will be affected. For some enterprises, they are the same as small enterprises, which is conducive to improving the company's business model.
(3) Large enterprises have basically completed the change of employment relationship and employment mode, and actively responded to the possible business impact. This is one of the frequent news factors of "mass layoffs" in many large enterprises.
Can pension be withdrawn in advance?
According to the latest policy, the endowment insurance fund can not be withdrawn in advance in general, but only in special circumstances, which are as follows:
1. To settle down abroad, the endowment insurance fund can be withdrawn. This is mainly because some children of rural families have developed very well. To take their parents to settle down abroad, you only need to bring the certificate of settlement abroad to withdraw the endowment insurance fund.
2. For example, when you are participating in the insurance, your child will give you another copy of the insurance. You only need to provide proof of the insurance fee to get out.
3. If the insured dies, the endowment insurance fund can be withdrawn, and the death certificate shall be provided.
The above content is to sort out the new policy of endowment insurance reform and the conditions needed for pension, hoping to help the friends in need.