In order to solve the problem of farmers' pension, the state has issued a series of relevant policies. In 2019, the pension insurance will undergo a relatively large-scale reform of new policies. What are the specific contents of the new policies? Can pension be taken out? Please see the introduction below.
1、 What is endowment insurance?
Rural old-age insurance is a kind of life security for the old farmers who have no economic source. It is organized and implemented by the government. It is an important part of national old-age insurance. Rural pension treatment is a combination of social pooling and individual accounts, and other social security policies and measures such as family pension, land security, social assistance, etc., and a combination of individual payment, collective subsidy and government subsidy.
2、 2019 new policy of endowment insurance reform!
1. Limitation of payment period
When I was in my hometown, I heard from my parents that rural endowment insurance only needs to pay for 15 years. When I am 60 years old, I can get a pension. If some of them are not 15 years old, I can take the way of making up the pension. This is the problem to be reformed. Since 2019, the making up will be cancelled, that is to say, your age has reached 45 years old, so I can't afford to pay endowment insurance To protect the role, because you have paid less than 15 years to the age of 60, so it will not be able to get a pension at that time, only the amount of fees you pay and the interest expenses incurred. For detailed policies, please refer to the latest relevant policies issued by the local government.
2. New population subsidies
Now the rural areas are developing, some farmers' land will be involved in the issue of expropriation, so they will lose their own land. It is necessary to know that the main economic source of the farmers in the rural areas is maintained by the land, without which economic difficulties will be caused. Therefore, the state has made a subsidy policy for this group of people, and the subsidy standard is linked to the area of land acquisition, the more the area , the more subsidies you get, and the specific subsidy standards should be based on the policies issued locally.
3. Payment amount reform
The reform of the payment amount of rural endowment insurance is also the most concerned issue of farmers. This reform is implemented in the form of paying more and paying more, which can be divided into 12 grades. The first grade is 500 yuan, the second grade is 700 yuan, the third grade is 900 yuan, the fourth grade is 1100 yuan, the fifth grade is 1300 yuan, the sixth grade is 1500 yuan, the seventh grade is 1700 yuan, the eighth grade is 1900 yuan, the ninth grade is 2100 yuan, and the third grade is 1700 yuan Ten is 2300 yuan, the eleventh is 2800 yuan, and the twelfth is 3300 yuan. Farmers can pay according to their own economic sources.
4. New agricultural insurance policy
The rural old-age insurance will be called the new rural insurance, which can be divided into two types, one is the basic medical insurance for farmers (residents), the other is the basic old-age insurance for farmers (residents). Farmers can only choose one, not both.
The above is a summary of the new policies of pension reform in 2019.
3、 Can pension be withdrawn?
According to the latest policy, endowment insurance can't be taken out in general and can only be taken out in special circumstances, which are as follows:
1. To settle down abroad, the pension can be withdrawn. This is mainly because some children of rural families have developed very well. To take their parents to settle down abroad, you only need to bring the certificate of settlement abroad to withdraw the amount of pension.
2. If you participate in the insurance repeatedly, you can take out the endowment insurance fund. For example, when you participate in the insurance, your child gives you another copy of the insurance, and you only need to provide the proof of the insurance fee to get out.
3. If the insured dies, the endowment insurance fund can be withdrawn. Only the death certificate is required.
In case of the above three situations, you can get out the endowment insurance fund.