is Alipay universal pension good? Is it worth buying? Before answering this question, let's first understand what the life insurance pension is for all the people, and many people do not know what the Alipay pension scheme is all about.
Life insurance is a combination of Chinese life insurance and ant gold clothing. In August 9th, it was an innovative bonus insurance and a life insurance on Alipay.
It can be seen from the name that the life-long pension is guaranteed for life.
Insured age: male born 28 days to 59 years old; female born 28 days to 54 years old.
There are three guarantee scopes, which can also be understood as the way of receiving:
Pension: from the date of receiving, the pension will be received for life at a fixed amount every year (every month).
Bonus insurance: from the next month of insurance, the bonus will be distributed monthly according to the actual operating conditions.
Death money is collected in one time. For death before the date of claim, the paid premium shall be returned at least; for death after the date of claim, if the claim is less than 20 years, the returned amount shall be '20-year pension payable' less' received amount '.
Middot; Life Pension breaks the limit of fixed payment period of traditional life insurance products. One yuan can start to invest. You can buy insurance anytime and anywhere before you get it. There is no limit to the time and times.
If you want to withdraw your life-long pension, you must operate it within half a month, because there is no handling fee for withdrawing it within 15 days.
Summary: PICC Life Insurance and ant financial are both top ranked companies in the industry. Middot; life-long pension is not only an endowment insurance product, but also a financial product. According to rong360, friends who are interested in it can still buy it and try it. If not, they can also choose to withdraw it within 15 days.