Shanghai is one of the first developed areas in our country, and its social average wage is relatively high. So people who retire in this area will get a higher pension than the national average, of course, if you only pay according to the 15 years stipulated by the state. So how much can Shanghai pension be paid in 15 years? What's the new policy for 2019 pension?
The social average wage in Shanghai is higher than that in other regions, and the pension will be higher than that in other regions. According to the proportion of social security contributions in other regions, the contribution for 15 years is the lowest starting line of pension. On the starting line, according to the payment ratio of 40%, 60%, 100%, 34%, even in Shanghai, it may be just higher than the living standard of the five guarantees in Shanghai.
The basic pension of social security for flexible employees consists of basic pension and individual account pension, among which: basic pension = (monthly average wage of on-the-job employees in the place of last year at the time of retirement + personal index monthly average payment wage) & divide; 2x payment period x 1%; Individual account pension = monthly average wage of the place where the previous year is located at the time of retirement x indexation deemed payment base x deemed payment period x 1.3%. From the calculation formula, we can know that the amount of pension when you retire is affected by social average wage, payment period, payment base, payment wage, personal account storage amount, number of payment months and other factors.
As for how much pension can be claimed, the average wage of employees in each place in the previous year has something to do with it. For example, the average wage of employees in your place in the previous year is high, and your contribution base and index also have something to do with it. The social security base is generally% dozens of your local average wage income as the base, while the index refers to the level of social security you pay, generally 60%, 80%, 100%, and the high-grade index can be paid by 300%.
According to the provisions of the social insurance law, the minimum period of social security can only be claimed after retirement of 15 years; the minimum period of medical insurance is 25 years for men and 20 years for women before they can enjoy free medical treatment. If it is only paid for 15 years, the pension received after retirement will be a fixed amount and will not increase with the increase of social average wage. As for the specific amount of pension, it is calculated by the social security system according to a series of indexes and factors such as your payment situation and working age, but it should not be very high if you only pay for 15 years. The older you get, the more stressful you will be.
I suggest that you consult the local social security department, and the staff will tell you how much money you need to pay for the rest. They don't know how much money they need to pay for the rest. Because they can give you a rough idea when you retire in less than one year, because the pension is linked to your personal account + basic pension + average wage in the upper half of the local society + contribution period = pension.