In order to further improve people's living standards, China has implemented basic medical insurance. When sick to a designated hospital for medical treatment can be reimbursed a certain amount of medical expenses. Can I still get reimbursement after discharge? Get to know the relevant regulations of medical insurance.
Can medical insurance be reimbursed after discharge?
Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate the economic losses caused by disease risks. Through the payment of employer and individual, the medical insurance fund is established. After the medical expenses of the insured are incurred, the medical insurance institution will give them certain economic compensation. The establishment and implementation of the basic medical insurance system gather the economic strength of the units and social members, together with the government's support, can enable the sick social members to obtain necessary material help from the society, reduce the burden of medical expenses, and prevent the sick social members from 'poverty due to illness'.
The insured shall see a designated medical institution for medical treatment. Those who meet the requirements after discharge can apply for medical insurance reimbursement. However, if there are local regulations, they can not be handled after discharge. You can consult the local medical insurance center for details.
Relevant regulations of medical insurance:
According to Article 29 of the regulations of the people's Republic of China on medical insurance, the medical expenses for inpatient treatment of serious diseases shall be paid according to the following methods:
（1） In principle, the starting payment standard shall be 9% - 11% of the average annual social wage of the employees in the city, county and Autonomous County in the previous year.
（2） In principle, the maximum payment limit shall be controlled at 3-5 times of the average annual social wage of employees in the city, county and Autonomous County in the previous year.
（3） The medical expenses above the initial payment standard and below the maximum payment limit shall be mainly paid by the overall planning fund, and the individual shall bear a certain proportion. The proportion of medical expenses borne by retirees shall be given appropriate care.
The scope of serious diseases, the specific standards for starting payment and the maximum payment limit, and the share proportion of medical expenses above the starting payment standard and below the maximum payment limit shall be determined by the provincial people's government.
According to Article 44 of the regulations on medical insurance, when patients use their personal accounts, they can go to any designated medical institution or designated drugstore for medical treatment and medicine purchase.
If the medical expenses are paid by the overall planning fund according to the regulations, the patients shall go to the designated designated medical institutions for medical treatment.
To sum up, in general, when patients use medical insurance card for medical treatment, they should go to the designated hospital for medical treatment, and at the same time, they should timely handle the relevant procedures for medical expenses reimbursement, and try to avoid the increase of reimbursement procedures or non reimbursement after discharge.