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Does worker need to pay inductrial injury insurance premium? What are the benefits of industrial inj

Employees shall take part in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, while employees shall not pay the work-related injury insurance premium. So, what are the benefits of industrial injury insurance? Let's have a look.

1. Medical treatment for industrial injury

Medical expenses for treatment of industrial injury.

Board allowance for hospitalization, transportation, board and lodging.

Rehabilitation treatment fee.

Assembly cost of auxiliary equipment.

Pay and welfare benefits during the period of suspension of work.

Generally, the period of suspension of work and pay is not more than 12 months. If the injury is serious or the circumstances are special, it may be extended appropriately, but not more than 12 months, upon confirmation by the municipal labor capacity appraisal committee divided into districts.

2. Disability treatment

The cost of living care shall be paid according to three different levels: completely unable to take care of one's own life, most unable to take care of one's own life or part unable to take care of one's own life. The standards are 50%, 40% or 30% of the average monthly wage of the employees in the last year in the overall planning area.

3. Treatment of survivors

The funeral allowance is the average monthly salary of employees in the last year in the six-month overall planning area.

The pension for supporting relatives shall be paid to the relatives who provide the main source of living and have no ability to work before the death of the employee according to a certain proportion of the employee's own salary. The standards are: 40% for spouses, 30% for other relatives, and 10% for orphans and orphans.

The standard of one-off death allowance is 20 times of the disposable income per capita of urban residents in the previous year.