Zhengzhou has recently introduced a new policy on endowment insurance, which has specific provisions on the payment objects and payment standards of endowment insurance. So where to deal with the old-age insurance in Zhengzhou? Want to know the specific content of the new policy of the old-age insurance in Zhengzhou, let's have a look with the editor.
The latest endowment insurance policy of Zhengzhou
Insured objects of endowment insurance
At least 16 years old (excluding students in school), urban and rural residents with Zhengzhou household registration, non state organs and institutions staff and not covered by the basic endowment insurance system of employees can participate in the endowment insurance of urban and rural residents in the place of household registration.
Where to handle endowment insurance?
According to the relevant person in charge of the endowment insurance Department of Zhengzhou Municipal Bureau of human resources and social security, urban and rural residents can go to their communities and administrative villages and have corresponding persons in charge or co organizers.
Endowment insurance subsidy standard
According to the interpretation, the endowment insurance fund for urban and rural residents consists of individual payment, collective subsidy and government subsidy.
If non public family members want to participate in the insurance, they need to establish individual accounts. The urban and rural residents' endowment insurance agency will establish a lifetime record of individual accounts for each insured. Individual contributions, government subsidies, collective subsidies and other social and economic organizations, charitable organizations, and individual contributions to the insured are all recorded in individual accounts. The amount of personal account deposit shall be calculated according to the national regulations.
The amount of collective subsidy and subsidy shall not exceed the set maximum payment level standard.
According to the standard of government subsidy, according to the level of individual payment, the minimum annual payment is 100 yuan to make up 60 yuan, and the maximum annual payment is 5000 yuan to make up 260 yuan.
Special groups have special care. According to the interpretation, the county (city, district) government should pay the minimum standard endowment insurance premium for the severely disabled or the long-term poor disabled and other groups with payment difficulties; the survivors of martyrs can be given appropriate subsidies. The only child parents and rural family planning parents who have received the certificate shall be implemented in accordance with the relevant documents of Zhengzhou municipal government, and the family planning subsidies shall be included in the unified management and distribution of Zhengzhou urban and rural residents' Endowment Insurance Fund.
Endowment insurance benefits
According to the new deal, the pension benefits of urban and rural residents consist of basic pension and individual account pension. The basic pension standard for urban and rural residents is 138 yuan per person per month (including basic pension subsidies of central, provincial and local governments). After 15 years of continuous payment or 20 years of cumulative payment, for each year of overpayment, when the payment conditions are met, the basic pension will be increased by 2 yuan per month, and the supplementary payment period will not be included in the cumulative payment period of additional basic pension. The monthly calculation and issuance standard of individual account pension is currently the total storage amount of individual account divided by 139.
When the insured person who has paid for 15 years and received pension treatment dies, the government shall pay a funeral subsidy of 1000 yuan at one time.