College Students' loan has gradually become the main service for the major network loan companies to develop college students' customer base. So what are the conditions for college students to apply for loans? Let's have a look at the procedures of College Students' loan.
1. Identification;
2. Students in school shall provide student card and report card;
3. Graduates need to provide graduation certificate and degree certificate;
4. Reconciliation list of common passbook or bank card in the past 6 months;
5. Other credit certificates: Scholarship certificate, class cadre certificate, association activity certificate, various honor certificates / social reward certificates, such as blood donation, compulsory education, etc.
6. Check if the student has any bad previous courses.
7. College graduate or above;
8. They have not been employed for more than six months after graduation and have registered with the local labor and social security department for unemployment.
Only those who meet the above conditions can apply to the bank. The materials to be provided during the application mainly include: marriage status certificate, personal or family income, property status and other proof documents of repayment ability; relevant agreements and contracts in loan purpose; guarantee materials, ownership certificates and lists involving collateral or pledged goods, and mortgage (pledged) evaluation report issued by the evaluation department recognized by the bank. Besides the written materials, there should be collateral. There are many ways of mortgage, such as chattel and real estate mortgage, fixed deposit certificate pledge, securities pledge, chattel pledge with strong liquidity, and guarantor guarantee meeting the requirements. The amount of issuance shall be determined according to the specific guarantee method.
I hope this answer can help you. In addition, if you have the demand for urgent loan money, you can also choose the big brand unsecured credit brand for loan. The interest rate is transparent and trustworthy, with money to spend. The original Baidu financial credit service brand, application conditions are mainly divided into age requirements and data requirements.
1、 Age requirement: between 18-55 years old. Special note: rich flower refuses to provide consumption installment loan to college students. If you are a college student, please give up your application.
2、 Data requirements: you need to provide your second generation ID card and personal debit card during the application process.
Note: the application only supports debit card, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and I can't apply with temporary ID card, expired ID card and first-generation ID card.
After the above conditions are met, you can apply for a loan. Download the rich spend app, enter the loan entry, click View my quota & rarr; fill in the information & rarr; confirm the information & rarr; to get the quota. It can be approved as soon as 30 seconds, with a maximum amount of 200000. Click the bottom of the mobile terminal to measure the amount immediately.