Endowment insurance, the full name of social basic endowment insurance, is a kind of social insurance system established by the state and society according to certain laws and regulations to solve the problem that the laborer reaches the labor age limit for relieving the labor obligation stipulated by the state, or the basic life of the laborer after the old age loses the ability to work and leaves the post. So how to pay for social endowment insurance? Let's learn the latest policies of social endowment insurance in 2019.
If an individual does not have an employment unit, there are differences according to the individual's situation:
1. Go to the town / street where the registered permanent residence is located or the social security bureau to handle the two social insurance (pension and medical insurance) for self employment.
2. In the pilot areas of the new rural insurance, local governments may participate in the new rural insurance.
3. If the local bank is allowed to pay on its behalf, it shall go to the agreement bank for self employment insurance and two insurances.
4. In the case of land lost personnel, they can participate in the local rural endowment insurance.
2、 There is no need to pay other endowment insurance since the rural endowment insurance has been handled. According to the regulations, a person can only participate in one kind of social insurance at the same time. In the calculation of pension, if there are two kinds of social insurance in the same time period, only one kind of calculation shall be taken for the payment period of the repeated time period, and the balance on the individual account shall be combined for calculation.
1. The minimum payment period of endowment insurance is 15 years. After retirement, you can get a pension on a monthly basis.
2. The minimum payment period of medical insurance is 20 years for women and 25 years for men.
3. Generally, endowment insurance can be interrupted for 15 years. If it is not enough to pay the minimum number of years when retiring, it can be supplemented; medical insurance can also be interrupted, but it is better not to interrupt without reason, because if you are in hospital during the interruption, the treatment expenses cannot be reimbursed. Once interrupted, when retiring, if not enough to pay the minimum number of years, it can also be made up.
3、 There are medical insurance, endowment insurance, unemployment insurance, work-related injury insurance, maternity insurance and provident fund in the social security card. It's all in one card.
The relationship between social security and medical insurance:
According to the relevant regulations of the Social Security Bureau, the current medical insurance card is issued by the municipal medical insurance center, which is used for identity confirmation and medical insurance account payment when the insured person goes to see a doctor or purchase drugs, that is to say, it is only used in the medical insurance business.
The social security card is organized and issued by the municipal social security card service center, which is more widely used. It is not only used in the medical insurance business, but also used in various businesses of human resources and social security, such as endowment insurance, employment service, personnel and other business areas. In addition, the social security card also loads the financial function. According to the social security construction plan, the social security card will first be applied to the medical insurance business after being issued, and gradually replace the current medical insurance card.