Do you have social security? I believe many people have social security. Do you know the benefits of social security? What is the calculation method of social security pension now? How can we pay social security for ourselves? If you don't know now, let Xiaobian explain it to you!
1、 Calculation method of social security pension
Basic pension: the monthly standard of basic pension is based on the average monthly wage of local employees in the previous year when the insured retired (calculated by the original industry overall planning unit based on the average monthly wage of employees in the whole province, the same below) and the average value of the index monthly average payment wage of the insured. The payment will be given 1% every 1 year.
The calculation formula is as follows: basic pension = (the average monthly wage of local employees in the previous year when the insured retired + the average monthly payment wage of my indexation) & divide; 2 & times; the accumulated payment years of individual & times; l%; the average monthly payment wage of my indexation = the average monthly wage of the whole province when the insured retired & times; the average payment wage index of myself
The insured shall pay the basic endowment insurance premium until the specified retirement age. The average payment wage index of the insured refers to the average value of the payment wage index of each calendar year from 1995 to the previous year of retirement. The payment wage index of the insured in the current year is the ratio of the payment wage of the insured in the current year to the average wage of the whole province. The calculation formula is: my average payment wage index = (Al / Al + A2 / A2 + & hellip; & hellip; + an / an) & divide; n; in the formula, Al and A2 & hellip; & hellip; an are my payment wage for the first and second years before retirement; Al and A2 & hellip; an are the average wage for the whole province for the first and second years before retirement; N is the number of years that the enterprise and employees actually pay the basic endowment insurance premium.
2、 Calculation method of social security pension
Personal account pension = personal account deposit & divide; number of calculation months (the number of calculation months is determined according to the retirement age and the average life span of the population at that time. The number of calculation months is slightly equal to (average life expectancy retirement age) X12. At present, 50 years old is 195, 55 years old is 170, 60 years old is 139, no longer unified is 120);
Basic pension = (average monthly wage of on-the-job employees in the previous year + average monthly payment wage of my indexation) & divide; 2 & times; payment period & times; 1% = average monthly wage of on-the-job employees in the previous year in the province (1 + average payment index of myself) & divide; 2 & times; payment period & times; 1%.