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How much can you get after 15 years of retirement? 2019 pension calculation method

How much can I get in one month after I retire after 15 years of social security payment? How much can I get in 2019? I have to pay 15 years of endowment insurance before I can get it, so how much can I get after 15 years of endowment insurance payment?

According to the relevant policies of the state, the insured of endowment insurance must reach the retirement age and pay social insurance for more than 15 years before they can receive the basic endowment insurance fund on a monthly basis. So, how much can you get after 15 years of endowment insurance? How much can you get in 2019?

Let's first look at how pensions are calculated:

After 15 years of social security payment, how much can you get in one month after retirement? The formula for calculating the pension after 15 years of social security payment is: monthly pension = basic pension + individual account pension.

1. Basic pension = the average monthly salary of the local employees in the previous year when I retire & times; 20%

2. Personal account pension = personal account deposit pide; 120

If there is a unit, even if it has been paid for 15 years, but the employee has not retired, the enterprise has to continue to pay until retirement; if the individual pays social security, he can stop paying or continue to pay. According to the local policy, he must continue to pay well. Pension insurance follows the principle of "pay more, pay more". The higher the payment base, the longer the period, the more pension he will receive when he retires. Once the payment is stopped, it will directly affect the pension treatment after retirement.

If you always pay social security, how about pension?

When the accumulated contribution period is 15 years, and the 65 year old retires, the pension can be about 20 years (provided that he lives to 85 years old). Based on this calculation, the pensionable period is: 20 & times; 12 months = 240 months.

Suppose that the average annual salary of a certain person after 2007 is 50000 yuan, that person pays 4000 yuan and 60000 yuan for 15 years.

Personal account pension = personal account deposit pide; number of months of calculation and issuance (195 for 50 years old, 170 for 55 years old, 139 for 60 years old, 120 months for 60 years old and above), a certain 60 year old retired, that month received 60000 pide; 139 = 462 yuan.

That is to say, when a certain person retires in 2022, he can receive a monthly pension of 2037 + 462 = 2499 yuan.

How much pension can I get in 2019?

In 2019, China ushered in the 15 consecutive increases in pensions. The amount of pension increases varies from place to place, and will increase at that time. For the specific increase amount, it needs to wait for the notice of relevant departments in different regions, and the minor editors will continue to pay attention to it.