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How to withdraw the money of endowment insurance? A list of procedures for withdrawing endowment ins

Many people will go to apply for a social security card after they are insured. They can not only query social security information, but also use it in hospital. So a lot of people naturally think that all the money I pay from my own company and company is in my social security card. How to withdraw the money of endowment insurance? Take out endowment insurance money flow at a glance.

In fact, they and the unit pay money is part of the fund, part of the personal account. Among them, the fees paid by work injury insurance, unemployment insurance and maternity insurance are all entered into the fund, which has no personal account.

Method / step:

There are only two types of insurance that can enter a personal account, that is, endowment insurance and medical insurance.

The endowment insurance unit pays 20% of the individual's 8%, of which only the part paid by the individual enters the individual account, that is, the social security card.

The money that medical insurance individual pays is entered oneself individual account inside, the part that the unit pays will undertake according to his age to delimit proportionally.

The key point is the money of these two parts. Endowment insurance is used to give you endowment insurance treatment in the future. This money is a part of your personal account in the future. The money in medical insurance can only be used for medical treatment and hospitalization, and cannot be used for other purposes.

matters needing attention:

There are few cases that can be taken out. Medical insurance can only be taken out after the insured dies. The individual account of endowment insurance, if you go abroad to settle down, or die before retiring, can be taken out. In addition, there is another way that you can't get endowment insurance treatment when you reach the legal retirement age because the payment period of the employees is not enough, and the people who are unwilling to transfer into the residents' endowment insurance can choose to take out the money of the individual account.