Sihai network

What are the characteristics of not going on credit investigation online loan in 2018? Don't borrow

Which network loans don't need credit investigation? Is the network loans that don't need credit investigation reliable? Although the credit investigation is not good, it's difficult to loan, but there are many loan platforms, and the conditions are different. So which does not go on the credit network loan after all reliable?

What are the characteristics of online loans without credit investigation?

1. There is no formal online loan app or website with source indicated on the record of the state organ.

2. Most of them are issued in the name of debit note, which is obviously different from other online loan institutions.

3. The interest is three to four times higher than other online loans, and there is a 'cut interest' in the amount of down payment

4. The examination and approval shall be conducted by salesperson and telephone. There is no open and transparent data on the platform.

5. The loan period is short and cannot be divided into stages. 15-30 days is a loan period.

6. Deliberately close the repayment channel, deliberately cause overdue users of arrears, and carry out violent collection.

What will happen if the online loan is overdue?

Generally, the approval process of online loan is relatively simple, but its violent collection and illegal means are more, and it does not follow the traditional collection set.

In the case of invalid phone violence collection, he will entrust the local lawless elements of the borrower to carry out door-to-door violence collection. At this time, the repayment amount is seriously inconsistent with the original agreed amount. It is a common thing to borrow several thousand to return tens of thousands.

To sum up, although there are many non-governmental loans that are not checked for credit at present, this kind of 'Black' online loan should not be handled, and it is also told that relatives and friends around should not be hoodwinked by the superficial interests of such online loan institutions for a while. Because once you're overdue, it's likely to be more troublesome.