In recent years, due to the advantages of preferential, safe and convenient refueling, car owner card has gradually become one of the most popular cards. And most banks have launched car credit cards, so which bank is the best? Here is an introduction to the application conditions of the car owner card.
Which bank is good for car owner card?
1、 Refueling: CMB card automobile credit card
The car credit card of CMB card can enjoy a large amount of preferential power when refueling, and there is no time limit. Among them, petrochemical refueling card and oil swiping card usually return 3%, Friday return 5%, and the maximum monthly return is 30 yuan. There are also additional discounts in various regions. For example, Sinopec in Shanghai can also offer 2% discount for recharging, up to 20 per month, back to the oil card. But it needs to have integral consumption in the month, excluding fuel consumption, up to 1000 yuan.
Owner card recommendation:
If the monthly fuel charge is more than 1000 yuan, it is suggested to apply for a credit card of the Bank of communications. If the card is used for fueling on Friday, you can get a discount of 500 yuan per week and 2000 yuan per month.
2、 Road rescue: industrial development, Guangfa, Ping'an bank
1. Xingye auto friend card: no consumption restriction, providing 100 km road rescue free of annual fee, 200 yuan aviation accident insurance, and double points of various business categories; 2. Guangfa main card: providing 100 km road rescue free of annual fee, but the consumption points of that year reach 10000, and the next year can continue to enjoy free road rescue services; 3. Ping'an I car card: provide 100 km road rescue free of annual fee, but double points for consumption are only limited to refueling.
3、 Car washing: Bank of communications, China Construction Bank
There are basically restrictions on car washing, such as geographical restrictions, time restrictions, or annual fees. If you have a nearby Yongda store, you can apply for a Yongda car card of the Bank of communications. If you usually wash your car a lot, you can consider applying a 200 yuan annual owner card of CCB.
Application conditions of owner card:
1、 Application conditions of Ping An owner's credit card
Ping An auto insurance requires Ping An Life Insurance or ping an auto insurance customers to provide a copy of the owner's ID card and fill in the application form. If you are not a Ping An insurance customer, you can fill in the application form according to the requirements as long as you provide your work certificate and the copy of the owner's ID card.
2、 Application conditions for auto credit card of China Merchants Bank
To apply for the China Merchants Bank card automobile credit card (National version), first of all, the personal credit investigation is in good condition without overdue, and I have a family car under my name, the driving license is the name of the applicant, and provide a copy of the driving license. If additional financial documents can be provided, it will be more helpful to understand the personal situation and judge the credit limit.
3、 Minsheng credit truck card application conditions
There are vehicles under the name of the sponsor, and the vehicles provided shall not be the joint property of the husband and wife, or the types of buses, vans, etc. The following documents are indispensable: 1. Vehicle driving license: This is the most critical proof for handling the owner's card; 2. The applicant's identity certificate, aged between 18-65, has full civil capacity.
Domestic person: photocopy of ID card; compatriots of Hong Kong, Macao and Taiwan: photocopy of mainland pass for Hong Kong and Macao residents, mainland pass for Taiwan compatriots, residence endorsement or multiple round-trip endorsement; foreigner: photocopy of passport and residence permit or employment permit of foreign person's country. In addition, if you can provide as many financial certificates as possible, such as deposits, funds, real estate certificates, etc., the probability of passing will be higher.
4、 Credit card application conditions for owners of China Guangfa bank
At least 18 years old and no more than 65 years old; need my second generation ID card; provide work certificate and income certificate with unit financial seal; no bad credit record; other financial certificates, such as real estate, automobile, stock, bond, etc.
These are a few car owner cards recommended by Xiaobian and the choice of car owner card bank. I hope it can help you. It can be seen that the owner card launched by each bank has its own advantages. Friends who need to handle the owner card may as well go to the bank to understand clearly according to their own needs.