For today's young people, almost everyone has three or four bank cards of different banks in their hands, but only one or two of them are often used, so there are many idle bank cards, so what will happen if these bank cards are not cancelled?
Will the bank card be automatically cancelled when it is not used for a long time?
If the bank card is not used for a long time, the bank will cancel it automatically.
Bank card cancellation criteria:
1. If the account balance is less than 300 yuan, a small account management fee of 3 yuan per quarter and an annual card fee of 10 yuan will be charged.
2. When the account balance is zero and there is no capital flow within three years, the bank card will be automatically cancelled.
3. There will be no credit problem after the cancellation of the bank card. But for the credit card, if not, it should be cancelled at the bank in time.
There are security risks in the bank card not cancelled for a long time
Because if the bank card is not used for a long time, it is likely to become a zombie card. Once it is accidentally lost or picked up by someone who is interested in it, it will easily be used for illegal activities, causing unnecessary troubles to itself, and even bear legal liabilities.
Dormancy card may become the target of criminals to steal personal information for fraud and other activities. So for the unused bank card, the best way is to take personal certificate to the bank to cancel, or call the bank to cancel.