How much is the service charge for withdrawing cash from wechat? Wechat, as one of the two years, many people like to pay with wechat. From 2016, wechat will charge handling fees for cash withdrawal. For cash withdrawal fees, wechat announced that it is not a pursuit of revenue, but to pay the handling fees charged by banks.
How about wechat withdrawal service fee?
Users from the change to the bank card excess withdrawal, will start to charge fees. Calculated from March 1, each user (ID card dimension) has a lifetime cumulative free withdrawal amount of 1000 yuan. So, how about the handling fee for withdrawal of wechat? It is reported that the handling fee for the part exceeding 1000 yuan is charged according to the bank rate. At present, the rate is 0.1%, and the minimum charge for each transaction is 0.1 yuan.
The handling fee for withdrawing 10000 yuan is 10 yuan. Because the free amount of more than 1000 yuan is charged at 0.1%, so it is about 10 yuan. The handling fee is actually lower than the bank transfer fee. Although some users are dissatisfied, it does not affect the enthusiasm of some fixed users.
How to avoid wechat withdrawal fee?
1. By using the financial management channel, we can buy funds and change financial management with the money in the change. We can not let the money idle, but also earn income. Of course, the money you redeem at that time can only be in the change.
2. Use wechat payment to spend the money in the change. For example, you usually pay a phone fee, and also use wechat payment when eating out, bypassing the way of cash withdrawal. You can also use the transfer function in wechat to settle accounts for friends, or you can use wechat red packet. However, wechat red packet is limited, which is suitable for small amount transfer, and large amount transfer.
According to the official announcement of wechat, each user can enjoy 1000 yuan of free withdrawal quota for life, not every day or every month. The user can enjoy the same 1000 yuan of free quota for multiple wechat accounts under one user name based on the ID number.
It should be noted that the handling fee to be paid by each user after transfer will be deducted from wechat wallet. If the wallet balance is insufficient, it will not be able to transfer, that is to say, the user cannot fully withdraw all the balance. Assuming that a user needs to transfer out 2000 yuan for the first time after March 1, the handling fee of 2000 yuan principal and (2000 yuan-1000 yuan free quota) in the account * 0.1% = 1 yuan will be deducted from alloy 2001 yuan. After that, there is no free quota of 1000 yuan.
The excess part shall be charged a handling fee at the bank rate of 0.1%. A minimum charge of 0.1 yuan per transaction. Wechat official response to this ratio is mainly from the perspective of balancing the bank charges.