JD smart investment is a financial management method based on big data and AI technology, which can provide users with customized intelligent asset allocation management scheme! Many netizens said they didn't know how about JD smart investment? The following small edit collated the relevant information to teach you how to manage money intelligently!
Purchase method:
1. Click "total assets" at the top of Jingdong financial "wealth" interface;
2. In the total assets interface, find JD smart investment;
3. Click "customize exclusive asset allocation" in the "JD smart investment" interface to open the "JD smart investment" module.
Function module:
At present, JD smart investment is divided into five parts: user profile, financial analysis, asset allocation, product selection and post investment management. Intelligent investment is divided into five parts: user profile, financial analysis, asset allocation, product selection and post investment management.
Portfolio:
In a word, a portfolio is a kind of decentralized investment. Investors invest their funds in different investment products according to a certain proportion. The return of the portfolio is the weighted average of the return of these securities, but the risk is more appropriately dispersed than that of a single product. Investors can disperse the unsystematic risk of investment through the portfolio, i.e. 'don't put the eggs in one basket'.
Portfolio products:
Monetary Fund, bond fund, stock fund, commodity fund and overseas QDII assets.
Advantages:
As a smart investment product, JD smart investment has obvious advantages of decentralization. The principle of intelligent investment is to apply the investment concept and discipline used by institutional investors to the level of individual investors, that is, to conduct long-term and decentralized allocation. Decentralized asset allocation can effectively reduce your investment risk, improve the probability of profit and reduce the probability of loss in the long term.
In addition to the advantages of decentralized investment, JD smart investment also provides you with personalized customized asset allocation scheme according to JD big data. It's not just for the sake of decentralization, but for the sake of your own financial characteristics.