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How to calculate the income of Jingdong small treasury? What is the seven day annualized yield

Jingdong small Treasury is a financial management method similar to yu'ebao, which can be accessed at any time, settled every day, and the profit can be calculated by compound interest. This is a new online financial management method, convenient, free and good. So, how to calculate the income of Jingdong small treasury? What is the seven day annualized yield?

How to calculate the income of Jingdong small treasury?

Jingdong small Treasury is currently divided into pocket money and wealth management fund. The fund products of the two are different, and the ten thousand earnings are different. Each ten thousand earnings is a fluctuating value. Please calculate according to the data published in the fund company every day. The income is settled daily and compounded to calculate the income. The income obtained will automatically be used as the principal to obtain new income the next day.

Ten thousand profit

The amount of earnings realized by ten thousand fund units announced by the fund company every day is ten thousand fund unit earnings. Generally speaking, it is the income generated by 10000 funds (10000 yuan) on that day.

Give an example:

Today's income calculation formula: today's income = recognized amount / 10000 * today's 10000% income.

Seven day annualized yield

It is the average income level of the Monetary Fund in the last 7 days. The data obtained after the annualization is the reflection of the fund's profit level in the past 7 days, which is only for reference.

Give an example:

If the seven-day annualized yield of a small Treasury is 4.675%, it means that based on the average actual yield of the seven days in the history of the same day, assuming that the yield level has been maintained, the yield of a year is 4.675%, that is, investment in a small treasury of 10000 yuan, and the annual profit is 467.5 yuan.