aiqianjin, one of the popular platforms in P2P industry, has a group of investors paid close attention to aiqianjin platform, so is aiqianjin financial management safe and reliable? For financial investment Xiaobai, do you want to know some knowledge about financial products? Love money into financial management reliable?
1、 Is money management safe and reliable?
1. Background: the online lending information intermediary platform of aiqian jinfanpujinke enterprise development (Shanghai) Co., Ltd. was officially launched on May 6, 2014 with a registered capital of 200 million yuan. It belongs to the platform of private sector.
2. Financial products include integrated deposit +, zero deposit + and scattered standard, and the expected annual income is about 5.0% - 9.35%.
3. Capital deposit of Huaxia Bank, risk reserve (259.8799 million yuan).
4. There is a special data disclosure page on the official website, and the annual operation report is disclosed, mainly the borrower and investor data.
5. In December 2014, the parent company obtained 31 million yuan of financing from Gaorong capital.
2、 Is aiqian listed?
At present, aiqianjin platform has not been listed, and the P2P platform currently listed only has pleasant loans.
On December 22, 2014, inclusive financial information services (Shanghai) Co., Ltd. (aiqianjin), a comprehensive financial information service company, held a press conference, officially announced the completion of round a financing, and the investor was Gaorong capital. The scale of the financing reached US $50 million, which is one of the highest financing projects for domestic P2P enterprises in round a.
Gaorong capital: Gaorong capital is a new venture capital institution, focusing on the seed and growth investment of TMT industry.
Although aiqianjin platform has obtained financing, the platform is not listed, and does not belong to the listed platform.
How to calculate the expected annual income of love money?
Zero deposit +: historical expected annual yield of 5.7%.
Overall deposit +: historical expected annual yield is about 9.0% - 11.4%.
Scattered standard: historical expected annual income is about 11.8% - 12%.
The daily expected annualized income of the whole deposit + and zero deposit + is calculated daily according to the creditor's rights matched by the fund. Due to the different collection time of matching creditor's rights, the daily expected annualized income will be affected, so there will be ups and downs. The expected annualized income is calculated according to the historical expected annualized income rate published on the same day. The actual expected annualized income is subject to the expected annualized income of the account. The funds applied for withdrawal do not generate the expected annualized income on the same day.
How much is the expected annual income of 10000 yuan?
There are three options for investing 10000 yuan a year: Zero deposit +, whole deposit + and scattered standard. The specific expected annual income is as follows:
Zero deposit +: the investment amount is 10000 yuan, the investment period is one year, the expected annual return rate is 5.7%, and it is expected to earn 569.95 yuan
Whole deposit +: the investment amount is 10000 yuan, the investment period is one year, the expected annual return rate is 11.4%, and it is expected to earn 1140 yuan
Scattered standard: the total interest available at that time is 598.00 yuan, and the monthly collection is 884.00 yuan