It is a complex thing to buy second-hand houses and sign contracts. Buyers must be careful. After all, it's a lifetime of hard-earned money, so when you buy a second-hand house, you must polish your eyes, so what are the precautions for buying a second-hand house?
1、 Verify three basic information
1. Verify homeowner information
The buyer should find out whether the ownership of the house is true, complete and reliable, and confirm whether the seller is the real 'owner'. The main way is to check the authenticity of the identity and certificate of the seller. There are cases of cheaters passing off the "owner" to cheat the down payment from time to time.
2. Verify property information
The buyer shall check whether the ownership of the house is owned separately or with others. If it is shared with others, it shall confirm whether the co owner agrees to sell it. If there is a spouse, the spouse is required to sign the consent to sell certificate. In addition, the buyer should see whether there is any other debt dispute. Otherwise, if the house is seized by the court after paying the money, people will be deprived of money.
3. Check area
Buyers should check the area to see if the area is the same as the actual area of the house. It is recommended to measure with a ruler, so as to ensure!
2、 5 points to be indicated
1. Basic information
Including the detailed information of both parties to the transaction, the address of the house and the area of the house. The area shall be consistent with the property right certificate, the purpose of the house, the method of payment and the time of payment.
2. The handover time and method of various expenses shall be clear
Including the delivery time of water, electricity, gas, property, heating, cable, etc., whether there is any arrears, only after the agreement is clear can the house payment be paid.
3. Responsibility for breach of contract should be clearly marked
In the contract, it is necessary to make clear what is the breach of contract, the amount of compensation for breach of contract, the way of deposit payment, such as whether there is guarantee for installment payment, the specific situation of guarantee, etc.
4. The current situation of the house should be noted
For example, whether or not furniture is included, and what furniture is included, should be clearly marked, and valuable furniture should be marked with brand or photographed as evidence. In addition, whether the existing facilities in the house, such as cable TV, geothermal or heating, central air conditioning, etc., are transferred together should also be clearly written.
3、 The problem of house payment should be specific
The amount of the total house payment, the amount of the down payment, the amount of the down payment, the payment method, the payment time and other issues shall be clearly stated in the contract. If the buyer applies for a loan to buy a house, the amount of the loan, the method of the loan and the estimated time of the next payment shall also be indicated in the contract.
4、 Burden of taxes
The real estate transaction will generate certain taxes, but the taxes paid by the seller and the buyer are different, so the seller needs to write the burden of taxes clearly in the contract. Whether the tax is borne by both parties of the transaction, or by the seller or the buyer alone. If it is borne jointly, what expenses need to be borne by both parties, etc., should be explained one by one.
5、 Conditions for termination of contract
If you want to protect more rights and interests for yourself, it is necessary to indicate the conditions for terminating the contract in the contract.
After the second-hand house sales contract is established, the second-hand house sales contract may be terminated after the parties reach a consensus through consultation. Both parties may also agree on the conditions for one party to terminate the contract. For example, the buyer and the seller can agree that if the buyer fails to make payment within 30 days beyond the payment period agreed in the contract, the contract of the buyer and the seller will be terminated. For example, the seller does not handle the transfer formalities, and fails to handle the transfer formalities for more than half a year or one year, resulting in the buyer's failure to obtain the house ownership certificate.