Alipay is the most commonly used means of payment everyday, but the news caused by Alipay's erroneous accounts is quite a lot. Now, Alipay has officially launched the function of delayed transfer, is it very practical for those careless and careless people?
In August 21st, according to the Alipay news, from now on, the delay transfer technology has been upgraded to the 2 version. It not only identifies risks, but also cancels transfers or delays transfers, so that the fraudsters are less likely to commit crimes.
Alipay said that security technology should not only be "anti-theft", but also "cheat" further. When you transfer accounts, Alipay's security system can identify risks. Encountering suspicious accounts will remind you to cancel the transfer or choose a delay transfer. After the delay is selected, if you find that you are cheated, you can call the police to freeze the transaction and return the original transfer route. '
In the previous industry, as long as the time (2 hours or 24 hours) is up, it will be up to the account. Even if you find yourself cheated in the middle of the way, there's no way. According to the official introduction of Alipay, now through Alipay transfer, when the delay arrives, it will be submitted to Alipay to freeze the transaction as long as it has not yet arrived. It will be submitted to Alipay for a freeze. Once the police decide that the telecommunications fraud will be issued, the payment order will be refunded.
Not only that, Alipay said its own app risk control can also identify risks ahead of time. If it is judged that there is a risk of transfer, it will prompt users voluntarily "may be encountering telecommunications fraud" and propose to cancel the transfer or delay transfer.
Alipay said that although the risk identification function is still in trial operation, it has helped many users recover their losses. In order to highlight the effectiveness of security technology, Alipay official provided'zfbrstest@alitest.com'simulation account for money testing.
Some netizens said that even if they are cheated to transfer money, even if they choose to delay the payment, they will not be able to find the cheated in time, and many times the police will not file a case or get the police receipt. At the same time, the account number of the cheater is changeable, which does not necessarily conform to the characteristics of the risk account number, and there may be no prompt when transferring the account. Therefore, the most important thing is to be smart and not be cheated.