The topic of delayed retirement has been talked about for more than a year. On January 9, 2018, Yin Weimin, Minister of human resources and social security, once again mentioned in the people's daily when he published the signed article: in view of the accelerated development trend of population aging, timely study and introduce measures such as gradual delay of retirement age. Then there was a wave of concern and discussion. So when is the postponement of retirement officially implemented? Which people will be most affected by the postponement of retirement?
Before that, the Ministry of human resources and social security had made it clear that it would officially implement the delayed retirement plan by 2022. According to the retirement age reform plan: from 2018, the retirement age of women will be delayed by one year every three years, and that of men will be delayed by one year every six years until reaching 65 years at the same time in 2045. For now, however, the timeline for the implementation of this plan may be extended in the future.
The reason why delayed retirement should be implemented is that, on the one hand, China is facing a shortage of labor force, because the population is gradually aging and there are fewer and fewer young people, so it is necessary to delay retirement in order to maintain the labor supply; on the other hand, "delayed retirement" is also to cope with the risk that pension income cannot be offset, so that young people can enjoy more fair policies, otherwise young people will support retirement Too much pressure on the rest staff.
But there are many domestic objections to the postponement of retirement. Many people are worried that their pension benefits will decrease and they don't want to work when they are old. In fact, compared with many foreign countries, China's retirement age is relatively low, and it is not unreasonable to delay retirement. However, there is a problem worthy of attention: at present, age is a very important threshold for many units to recruit and employ people in China. Even after the age of 35, employment may encounter difficulties. This kind of young discrimination can not guarantee the fair employment rights of the elderly employees, so it also brings great resistance to the implementation of delayed retirement.
Therefore, in order to smoothly implement the postponement of retirement, we must do a good job in the corresponding basic work to protect the rights of workers. If it is just to alleviate the balance of pension payments, not considering the overall situation, it may cause negative effects.
2. Latest regulations on retirement age
(1) Main content
The report proposes that, first of all, the pension system should be integrated, and the retirement age should be classified into two categories: the age for employees to receive pension insurance and the age for residents to receive pension insurance.
Secondly, the retirement age reform plan of employee pension insurance is divided into two steps. Step 1: when the pension system is integrated in 2017, the identity difference between female cadres and workers will be eliminated, and the retirement age of female employees in pension insurance will be set at 55. Step 2: starting from 2018, the retirement age of women will be delayed by one year every three years, and that of men by one year every six years, until reaching 65 years at the same time in 2045.
Thirdly, the retirement age of residents' endowment insurance will be delayed by one year every three years from 2033 until 2045. At the same time, the introduction of flexible mechanism in the reform of retirement age can consider taking the legal retirement age as the benchmark, and stipulate that people can retire ahead of or behind five years, but the pension treatment is linked to the retirement age.
That is to say, after 2045, the retirement age for men will be 5 years later than now, and for women it will be 10 years later than now.
(2) Main affected population
The latest regulations on retirement age: the Ministry of Social Security announced the schedule of delayed retirement, and the latest method of delayed retirement was implemented as early as 2022. Such a calculation has a great impact on the Post-70s and post-80s.