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Why is fan shengmei so poor after years of struggle?

In the first season of Ode to joy, Miss fan is 30 years old. She has worked in Shanghai for many years. She is a senior hr of foreign enterprises. In one episode, there is a picture of fan shengmei checking whether her salary has been paid. If she remembers correctly, her monthly salary tax is about 10000 yuan.

To make a rough addition and subtraction, the first is the basic expenditure, i.e. fixed expenditure: assuming rent 2000, water and electricity 500, food 1200, transportation 500, a total of 4200 yuan. Then there are 58% of the salary that fan shengmei can flexibly control. How does she use the money?

Again, divide it into two parts to understand.

I. personal use

The setting in the play, fan shengmei is tall, with fair skin and beautiful facial features. Being smooth and familiar with the rules and routines of the workplace, even though it is nearly 30 years old, it still has its own charm. A simple word: beauty, a person who looks beautiful and flirts, has a strong attraction for men.

Therefore, fan shengmei is very concerned about her appearance. From head to toe, she is absolutely willing to spend money on her own. When she opens her small room, the shoe rack is as high as the clothes rack, and the dressing table is also colorful. Not to mention the bags, even the earrings, rings, necklaces, bracelets and other small accessories are carefully matched. Skin care products for money, mask three times a week, 3 boxes a month, 600 yuan. Sunscreen, foundation, concealer, mascara, lipstick, blush, back home, makeup remover water is also spent, ah fan sister every day will be breathing yuan.

Every season, there are several sets of professional clothes, casual clothes, entertainment clothes and dating clothes. They can play costume play. The girl's inevitable vanity also makes fan shengmei buy some high-quality brand-name bags. Therefore, when Zhenbai Fumei's Xiaoqu first saw her A-product, she was identified as a girl in the heart. Among the pursuers are rich people. In order to match the grade of high-end consumer places, fan shengmei will definitely go shopping again. A few decent clothes are enough for her to eat.

Two, he uses

His use here first includes some behaviors that are not for his own consumption, such as social spending, wedding ceremony and wedding ceremony. For fan shengmei, these two kinds of expenses should not make her upset too much. The most troublesome brother in the family is mo past.

Fan shengmei's family was born in an ordinary family and his parents were workers with little culture. The traditional feudal thought made fan shengmei's family only revolve around his elder brother, the heir in a certain sense. However, the elder brother didn't do anything. He was still a restless man who provoked right and wrong. If you hit someone, you will lose money and find your sister. The squatting bugle comes out without introspection. He plays with his wife and asks for money from his sister. The house down payment is my sister, the loan is my sister, and it's estimated that the betrothal money for marriage is also my sister's money. After having a son, the old lady is more proud. She treats fan shengmei's eldest brother as a treasure. If she doesn't strive for success, she won't find a way. She will only cry, and then let fan shengmei help her son.

Poor, soft hearted fan shengmei can only subsidize the family again and again, and transfer her filial money to her brother's pocket. She is angry and hateful, but she can't give up her own family strongly. She has hope for the family, pity for her parents and nephews. 40% of her salary has been properly distributed to the family, which has become a fixed expenditure.

Without a strong financial management concept, unreasonable consumption desire and filling the family's bottomless hole, the monthly salary is not enough... No wonder sister fan has no savings.