From next month, the pension of enterprise employees will be subject to major adjustment, so what will happen to the pension in 2018? Let's take a look. Pension is directly related to the security of life after old age. We might as well pay attention to it together.
The State Council recently issued the notice on the establishment of the central adjustment system of the basic endowment insurance fund for enterprise employees (hereinafter referred to as the notice), and decided to establish the central adjustment system of the endowment insurance fund, which will be implemented from July 1, 2018.
The proportion of upper solution increases gradually from 3%
According to the notice, the main content of establishing the central adjustment system of endowment insurance fund is to establish the central adjustment fund of endowment insurance on the basis of the current provincial overall planning of basic endowment insurance for enterprise employees, to properly adjust the endowment insurance fund of each province, and to ensure that the basic endowment insurance fund is paid in full and on time. First, the central reallocation fund is composed of the endowment insurance funds of each province. According to 90% of the average wage of each province's employees and the number of on-the-job insured as the base for calculating the amount of the above settlement, the proportion of the above settlement starts from 3% and gradually increases. Second, the central coordination fund shall be fixed by revenue and expenditure, and all funds raised in the current year shall be allocated to local governments in accordance with the per capita quota. Third, the central coordination fund shall be incorporated into the special financial account of the central level social security fund, which shall be managed in two lines of revenue and expenditure, with the special fund for special use, and shall not be used to balance the financial budget. Fourth, the current central financial subsidy policy and subsidy mode remain unchanged. The provincial government should take the main responsibility to ensure that the basic pension is paid in full and on time and to make up for the gap of endowment insurance fund.
In 2020, the overall plan of endowment insurance at provincial level will be realized
You Jun, Vice Minister of the Ministry of human resources and social security, said at the regular policy briefing of the State Council on the 13th that China will accelerate the improvement of the provincial-level overall planning system of endowment insurance, promote the work of unified collection and payment of endowment insurance funds, and comprehensively realize the provincial-level overall planning in 2020, so as to lay a solid foundation for the national overall planning of endowment insurance.
You Jun introduced that in order to ensure the smooth implementation of the central adjustment system of endowment insurance fund, it is necessary to accelerate the improvement of relevant supporting security measures. We will strengthen the budget management of endowment insurance funds, strictly regulate the content, standard and scope of revenue and expenditure, ensure that all receivables are collected, and put an end to illegal expenditures.
We will establish and improve the mechanism of assessment, reward and punishment, and include the expansion of endowment insurance, the payment of basic pension, the strict management of endowment insurance fund, and the implementation of the central adjustment system of endowment insurance fund in the assessment of provincial government's work responsibility system. We will reward provincial governments with good performance, and hold provincial governments and relevant responsible persons accountable for problems.
Promote information construction, establish the national endowment insurance payment and treatment query system, the pension fund central coordination monitoring system and the national shared central database, realize the interconnection of information and data, and timely master and standardize the income and expenditure behavior of the central coordination fund and the provincial overall planning fund.
Dispel doubts
It will not increase the burden of enterprises and individuals
Recently, the person in charge of the Ministry of human resources and social security accepted an interview with reporters about the central adjustment system of the basic endowment insurance fund for enterprise employees.
Q: what are the main sources of the central reallocation fund? Will it increase the burden on enterprises and individuals and affect the treatment of retirees?
A: the central coordination fund is composed of funds from the endowment insurance funds of each province. The implementation of the central fund adjustment system will not increase the burden of enterprises and individuals, and will not affect the treatment of retirees. First, we will not increase the proportion of enterprises and employees' individual contributions. The establishment of the central fund adjustment system is mainly to adjust the fund surplus and shortage between provinces. The total amount of the current income and expenditure of the national endowment insurance fund has not changed. Enterprises and employees do not need to pay extra fees and will not increase the overall burden of the society. Second, it will not change the current pension insurance treatment plan and adjustment method, and will not affect the individual treatment of retirees. In some provinces, the amount of funds released is greater than the amount of funds allocated. Generally, the burden of pension in these provinces is relatively light, and the fund support ability is strong. After adjustment, it will not affect the timely and full payment of current pension. After the implementation of the central adjustment system of the fund, the existing subsidy policies and methods of the central finance remain unchanged, and the subsidy intensity remains unchanged.
Q: 'reallocation' is the core of the central reallocation system of pension funds. How to achieve the goal of 'reallocation' in the process of implementation?
A: the purpose of inter provincial 'reallocation' is achieved mainly through the fund central reallocation system. In the notice, the calculation formula of the amount of the above solution and the amount of the allocated funds are specified, and the verification method of the relevant parameters such as the wage base, the number of the above solution, the proportion of the above solution, the number of the allocated personnel and the amount of the per capita allocated funds is specified. The calculation method is simple and clear. The provinces with high average wage level of employees, large number of insured employees and employment also have more funds, and the provinces with large number of retirees receive more funds. Through the internal mechanism of the system, the adjustment of pension insurance fund between provinces with relatively light pension burden and provinces with relatively heavy pension burden can be realized, so that the eastern coastal provinces can support the Midwest and the old industrial base The effect of provinces and regions enhances the overall anti risk ability of the endowment insurance system.
Q: the circular requires the establishment of a central coordination fund. Can you tell me what standards are used by provinces and cities to solve the coordination fund?
Answer: the salary is calculated according to 90% of the average salary of the employees in each province. Compared with the national average wage, the use of the average wage of employees in various provinces can better reflect the factors of economic development in various regions. In regions with high wage level, the amount of the upper settlement will be higher correspondingly, which is conducive to the realization of the goal of fund adjustment. At the same time, considering that the current proportion of the number of individual flexible employment insured accounts for about 1 / 4 of the total number of insured, the payment base of this part of personnel is relatively low, and the upper settlement is calculated according to about 90% of the average wage of employees, which is more in line with the actual situation of all regions.