Four seas net news, borrow 30 thousand result to want to return 8 million, Hangzhou female boss sells 3 suites to be unable to extricate. What's the matter? Such a huge amount of interest compensation is just incredible. Let's have a look.
'how do you do, sir? & times; & times; do you need to know about the loan?'
'Hello, ma'am. Do you need any money?'
Have you received many sales calls like this? Be careful, it may be a trap. Low interest loan sales calls, randomly distributed loan advertisements, small online loan platform & hellip; & hellip; may all be legendary loan packages.
Yesterday, Hangzhou police held a press conference to disclose to the public a series of recently discovered loan cases. These loans are mainly lured by loans. They usurp other people's money by means of increasing debts, signing yin-yang contracts, false lawsuits, and coercion.
In this regard, Hangzhou police have made a comprehensive analysis and judgment on the police situation in recent years involving car loan and loan disputes in the whole city. The criminal investigation branch of Hangzhou Public Security Bureau and many public security branches such as Xiacheng, Xihu and Gongshu set up a "2.09" special task force to crack down on "routine loan", which totally killed 16 "routine loan" gangs. More than 300 gang members were arrested, 273 were detained and 24 crime dens were destroyed, involving tens of millions of yuan. However, there are more than 100 victims involved in a routine loan case of the West Lake branch.
How did they get into the trap of loan arbitrage? What kind of people are the most likely to get arbitrage?
Nightmare of Lin'an's female boss
Sell three apartments and dodge debts
Ms. Zheng is in her 40s, from Lin'an. In the eyes of friends, Ms. Zheng is a "rich woman". She has a business room, a clothing store, and a resettlement house of more than 500 square meters allocated for demolition & hellip; & hellip; but now she has no money and owes millions of yuan. All this started when she borrowed 30000 yuan from the routine loan.
Yesterday afternoon, Ms. Zheng, accompanied by Hangzhou police, also came to the scene of the conference and told the story of being cheated.
'in August 2016, I need a working capital for a period of 10 days. After being introduced by the agency, I met Zhu boss of a consignment shop. Borrow 30000 yuan, but interest for 10 days is 8000 yuan. I think I can get the 8000 yuan, but it's better to turn around than to ask others for it. So I agreed. '
Mr. Zhu asked Ms. Zheng to sign the contract, including the deposit, 10 day interest, intermediary fee, etc. the total loan amount was 50000 yuan, but the contract amount was 80000 yuan. Ms. Zheng was a little confused. Boss Zhu said it was a rule. Ms. Zheng signed a note, which was only 30000 yuan. However, Ms. Zheng of Xinda was still a few days late in repayment. According to the 20% liquidated damages per day of the contract, plus the contract principal of 80000 yuan, Ms. Zheng immediately owed Mr. Zhu over 100000 yuan.
In order to repay the liquidated damages, I borrowed 70000 yuan and 130000 yuan from boss Zhu successively, and the loan contract was written as 250000 yuan according to the regulations. In fact, I only got 125000 yuan. At the same time, I signed a 20-year rental agreement, a housing retirement agreement and a letter of authorization to unlock the lock as a guarantee. '
The money borrowed was only enough to pay the liquidated damages and interest, which did not solve Ms. Zheng's dilemma. In this way, the snowball keeps rolling. At the end of the day, Ms. Zheng has to pay back 20000 yuan of interest and the principal due.
At this time, Ms. Zheng was unable to repay. Boss Zhu suggested that we could introduce new borrowers, buy all the foreign debts for Ms. Zheng, and sign a new loan contract, so that we could settle the accounts. Under the coax of boss Zhu, Ms. Zheng agreed again.
But this is the darkest start! Through a series of loan arbitrage operations, the amount of each loan contract of Ms. Zheng is up to 8 million yuan with interest and liquidated damages, with interest of 10%!
In the end, Ms. Zheng was forced to sell three houses and got 3 million yuan to pay off her debts. The other 5 million yuan was still not out. Ms. Zheng drifted out for seven months to avoid debts. 'at that time, I felt that I couldn't die, I couldn't see hope in my life, I almost didn't go out and didn't dare to call my family. I miss my son very much, but I don't know how to deal with my son & hellip; & hellip; I just hope that no one else will be cheated. 'said Ms. Zheng.
The confession of the second generation of Xiaoshan
I killed my sick mother
'I killed my mother and let my family fill in more than 300000 yuan of debt. There's no way to go!' 24-year-old Chen Hai cried to the police. 'routine loan' made him the one he hated the most.
We need to start with Chen Haiyang University--
Chen Hai is from the east of Dajiang in Hangzhou. My father died early, and my mother depended on him. There was a house in my family that was going to be demolished soon. My life had been pretty good.
During his college life, he borrowed more than 100000 yuan, which he used for high consumption. After graduation, the money is still to be paid. I don't want to let my family know. Chen Hai contacted Feng, a 31-year-old Xiao Shan man, who had known him by usury.
Feng said, no problem! You can borrow as much as you want!
According to Feng's introduction, Chen Hai borrowed 30000 yuan from 'routine loan' Ji and signed a contract, but the other party deducted 20000 yuan for the above door fee, interest, deposit, etc. Feng collected 4000 yuan of the introduction fee, and Chen Hai actually received only 6000 yuan. They also proposed that Chen Hai should not borrow money from others, or it would be a breach of contract.
In fact, their goal is to set up more than 100000 yuan in Chen Hai and build up a higher debt. The ultimate goal is Chen Hai's house demolition fund.
Later, Feng introduced Chen hai to other people to borrow 120000 yuan. In fact, it's still a set loan, and they all know each other.
But Chen Hai didn't know how to deal with it. Finally, Ji Mou gathered people to take Chen hai to an office building in Xiaoshan Development Zone for borrowing money from others because of his breach of contract. Chen Hai was shocked with an electric stick to force him to pay back the money.
That's not all. Ji and others bring Chen hai to his mother's house and force him to kneel beside his mother's bed and slap him in the face!
Chen Hai's mother was ill. She was frightened and hurt so much that she died soon.
On February 1 this year, Chen Hai went to Xiaoshan public security to call the police and expressed his willingness to cooperate with the public security organs, imploring the police to bring to justice the "routine loan" Gang that had killed his family.