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Why does Hainan want to restrict the purchase of houses when it announces the purchase restriction o

on the evening of April 22, the general office of the CPC Hainan Provincial Committee and the general office of the people's Government of Hainan Province issued the notice on further stabilizing the real estate market (hereinafter referred to as the notice). From now on, Hainan has implemented a strict purchase restriction policy. On the basis of the policy, it has implemented a global purchase restriction. For those who want to buy a house in Shenzhen, they may want to know the latest policy.

According to the data disclosed by the Bureau of statistics of Hainan Province, the reporter counted the sales of commercial housing in the past four years (2014-2017), and found that the total turnover of commercial housing in Hainan reached 612.4 billion yuan.

In recent years, with the active transactions in the national real estate market, the growth of commercial housing turnover in Hainan is accelerating. For example, in 2017, the turnover of commercial housing rose 82% year on year, while the purchasing power of local people is limited, many of which are real estate funds from other places.

Analysts believe that the restrictions on purchase issued by Hainan are extremely harsh, including household registration, social security, loans, years and other multiple regulatory means, which means that the newly increased real estate funds from other places can hardly enter the Hainan real estate market in a few years, and the hundreds of billions of real estate funds flowing into the Hainan real estate market in the previous years are facing the embarrassing situation of being "shut down and beat the dog"!

Limited purchase of commercial housing in Hainan Province

Five years of social security, 70% down payment, 5 years of sales restriction, the minimum down payment proportion of the first housing provident fund loan increased to 30%, Hainan real estate regulation and control policy is going through the process of layers of increase, multi-dimensional and all-round regulation, strictly prevent speculation.

In order to establish and improve the long-term mechanism of real estate, resolutely prevent speculation in real estate speculation, Hainan regulation and control has been upgraded again. The circular pointed out that Hainan implemented a strict purchase restriction policy, and implemented a global purchase restriction on the basis of the existing purchase restriction policy. The reporter of the daily economic news (wechat: nbdnews) summarized the main points as follows:

The houses built in Wuzhishan, Baoting, Qiongzhong and Baisha, four central ecological core areas, can only be sold to the families of the residents of the city and county.

In the areas of Haikou, Sanya and Qionghai where the purchase restriction has been implemented, if the households not registered in the province purchase houses, they shall provide at least one family member's personal income tax or social insurance payment certificate accumulated for 60 months or more in Hainan.

In addition to the above-mentioned areas, if a family member who is not a registered resident of the province purchases a house, he / she shall provide at least one family member's proof of payment of personal income tax or social insurance accumulated for 24 months or more in Hainan.

After the issuance of the notice, only one set of housing can be purchased by the households whose household registration has moved to Hainan, and at least one family member must provide proof of payment of personal income tax or social insurance for 24 months or more accumulated in Hainan.

Families who are not registered residents of Hainan Province are not allowed to purchase houses by paying personal income tax or social insurance.

It is worth mentioning that the notice states that 'the housing policy for the introduction of talents shall be formulated separately by the (Hainan) provincial government', and in the guidance on supporting the comprehensive deepening of reform and opening-up in Hainan issued on April 14, it also mentions that 'special policies will be issued to solve the employment, housing, medical treatment, social security, children's education and other problems of the introduction of talents. '

In addition, the circular also proposed that the proportion of down payment of commercial personal housing loans applied for by households not registered in Hainan Province shall not be less than 70%. The houses purchased by households, enterprises, institutions and social organizations in Hainan Province can be transferred only after they have obtained the real property right certificate for five years.

For the commercial residential projects with pre-sale license, the real estate development enterprises shall disclose all the houses and clearly mark their prices, and sell them to the outside world at one time instead of by stages and in batches. After the commodity housing price is put on record, it is not allowed to increase the record price within 6 months; if the record price is adjusted, it shall be put on record again.

In an interview with reporters, Yan Yuejin, research director of think tank center of Yiju Research Institute, pointed out that 2018 is a very strict year for the regulation of Hainan real estate market, which fully illustrates the seriousness of the current regulation. In terms of the scope of purchase restriction, compared with other cities due to different urban policies, it is very rare to restrict purchase in Hainan Province.

Foreigners become the main buyers in Hainan

In recent years, Hainan has introduced purchase restriction measures, why are they mainly aimed at foreigners? The reason is that foreigners have become the main force of purchase in Hainan.

According to the 2011 China tourism real estate (Hainan) consumer survey report, 71% of Hainan's home buyers are from outside the island, most of them are medium and long-term users. Most of them use the property for more than 15 days every year. More than 70% of them only use the property once a year, and the vacancy rate is prominent.

At the same time, the data provided by chain home shows that in the first half of 2017, the proportion of purchase outside the island was as high as 88%. Among them, the most buyers are from Beijing, Tianjin, Hebei and the three eastern provinces. The three eastern provinces account for about 23%, Beijing for about 13%, and Hebei for about 14%. Second, from Henan, Shandong, Shanxi, Sichuan buyers.

Most of the off Island buyers buy houses in Hainan for the purpose of tourism, vacation and pension. They belong to the type of "migrant" customers. They come to stay in winter and leave in spring.

According to the statistics of Sanya Tourism Bureau, in 2015, the number of "migrant elderly" who bought houses for the elderly in Sanya City reached 500000, while at the end of 2014, the registered population of Sanya was 585600.

Senior officials in Hainan: determination to be a strong man

In the past ten years, real estate is the pillar industry of Hainan. According to the real estate transaction data of Hainan in 2017, the real estate industry sales area of Hainan Province in 2017 reached 22.9261 million square meters, with the sales amount exceeding 271.372 billion yuan. The real estate added value accounted for 9.8% of the GDP of Hainan Province in 2017, leading other industries.

In March this year, Hainan's Sanya and Haikou ranked the top two in the list of real estate dependence of 30 cities in 2017 released by China real estate think tank, among which Sanya's real estate development investment last year was even higher than its GDP.

According to the daily economic news, in March this year, on the media open day of the delegation of Hainan Province at the first session of the 13th National People's Congress, Liu Cigui, Secretary of the provincial Party committee, and Shen Xiaoming, governor of Hainan Province, both fired at the real estate industry together.

Liu Cigui believes that 'if we want to reform well, we need to make a self revolution and have the spirit of being a man of valor. 'what he's talking about is the real estate industry. 'regulating the real estate industry, GDP and fiscal revenue will be affected, which requires us to have the determination of & lsquo; a strong man. '

He said that at present, Hainan has put forward two policies of "suspension" and "purchase restriction and land restriction" for real estate, which is also used to implement the "house is used for living, not for speculation", to implement the "Hainan can't be a real estate processing plant" proposed by Hainan, and Hainan can build as much as it wants outside ".

Shen Xiaoming also aimed the gun at the real estate, and also compared it with "a strong man with a broken wrist". Shen Xiaoming said that the reason why he described "reducing the dependence of Hainan province's economy on real estate" in the work report of Hainan provincial government was that it would be very painful, bleeding and difficult for Hainan to do so.

"Where is the difficulty?" Shen said frankly, Hainan's real estate contributes a lot to the economy, accounting for more than 50% of both investment and tax revenue. Since it's so difficult, why do we have to break our wrists? Shen Xiaoming pointed out that there are two reasons. First, the real estate development needs land. The land resources are very limited and non renewable, but the external demand for houses is infinite. Second, when we build houses, we need to keep up with the supporting infrastructure and social public services. Hainan is an underdeveloped province, with limited financial resources and supporting facilities. Therefore, Shen Xiaoming summarized Hainan's real estate industry as follows:

'real estate as the pillar industry of Hainan is not sustainable, and in fact, there is no country or city in the world that takes real estate as the pillar industry. '