In addition to paying attention to preparing the purchase money, choosing a formal real estate intermediary for transaction, signing a contract, transferring the ownership and other issues, there are some more things that need to be understood, so that you will appear too small to buy a house, and it is not easy to be fooled! In the main words, in these three aspects, let XiaoCong bring you to understand today.
1. Remember to pay attention to the room age
The older the second-hand houses are, the shorter the loan period is. For houses that are too old, banks may not be willing to lend. In terms of loan amount, it will also be affected. Due to the old age of the house, the remaining land use life of the house is relatively short, the maintenance cost is high, and the holding cost is increased.
2. Pay attention to the nature of land use and remaining years
There are two ways to obtain the state-owned land certificate, one is to obtain it with compensation, that is, to obtain it by way of transfer, and the land obtained in this way can be transferred. The other is to obtain free of charge, that is, to obtain land by means of allocation. Before the land acquired in this way is transferred, it must be approved by the right of approval and pay the land transfer fee, and change the allocated land use right into the transferred land use right. When buying a house, we should pay attention to the nature of the land and the remaining service life.
3. Check the condition of the house and its surrounding facilities
If you choose the second-hand house type, structure, orientation, ventilation, lighting, quality, area, indoor height, decoration, distribution of furniture, etc., which is easy to be ignored is the problem of sewer blockage and wall seepage. In this link, in addition to the more intuitive aspects of the house type and structure, the buyer should further understand the details of power supply, water quality, water pressure, gas, heating, pipeline direction, etc.; understand the service items and charging standards provided by the property.
Understand the surrounding conditions of the house, such as surrounding traffic, living facilities, community greening, noise, elevator, security, property management, neighborhood committee, etc. In addition, many people are afraid of buying second-hand houses, so they need to ask the surrounding residents and inquire about the information.
4. Is the owner consistent with the person on the real estate certificate
The seller must be the owner of the house. At the same time, pay attention to see whether the name on the real estate certificate is consistent with the owner. Some houses have more than one co owner, so when signing a contract, we should sign a sales contract with all the co owners to avoid the real estate disputes caused by the co owners' disagreement with the house. If it is not the same person, check whether the seller holds a valid power of attorney issued by the property owner. In addition, pay attention to whether the homeowner is a person with full capacity for civil conduct, because the housing sales contract signed with the person without capacity for civil conduct and the person with capacity for civil conduct is invalid.
As we can see from the real estate sector in Zhengzhou, the second-hand housing prices in Zhengzhou are generally around 14000, and the 110 square meter houses are about 1.5 million. Such expensive goods are really exhausted for many families. We should be more cautious when buying houses.
It's the best way to buy a house cautiously. Small porridge buys a house, focusing on ordinary people's knowledge of buying a house, and creating a comfortable real estate experience.